Job offer but no company sick pay

Undervalued

jonnybravo147 said:

It's an IT dept in a business and the holidays is 20 plus 8 bank holidays, ie. legal minimum.

The job offer and contract seems clear, no benefits listed except hols and pension.

Offer says extra hours may be worked but aren't paid yet contract says overtime is paid. Also says some roles are shift based. More issues I need to clarify.

I wouldn't want SSP only because of some past situations. 1wk for shingles and 2wks for broken bone cycling to work. Otherwise normally <5 sick days a year.

Well then you either look elsewhere, purchase insurance or put some money aside each month from the higher salary to effectively insure yourself.

You will find insurance cover that pays out from day one of sickness expensive. Most people opt for a compromise and buy much cheaper insurance that kicks in after several weeks absence and "insure themselves" for the short term with savings.

happyc84

How much are they paying?

For example just above minimum wage - walk away, in fact run.
If its £100k, them its a different choice. 
All depends the going rate for your job.

Doshwaster

My  previous job had a good base salary but legal minimum on holidays, pensions and other benefits. In my current job my take home is still less but the overall package is better and I'm happier. There is now way now I'd go back to only 20+8 days holiday.

All depends on what is important to you. 

jonnybravo147

Marcon said:.

The non-disparaging clause sounds as if they've had their fingers burned before on social media.

Initially I saw it as gagging ppl, not letting them discuss their employer on forums like this. But can see it from their viewpoint. 

jonnybravo147

I did have concerns SSP would make people come in sick, spreading their illness. Being hybrid can help avoid that like Sandtree said.

Hybrid was mentioned in interview but nothing in offer or contract. One more thing to clarify with them. 

jonnybravo147

Undervalued said:

Well then you either look elsewhere, purchase insurance or put some money aside each month from the higher salary to effectively insure yourself.

You will find insurance cover that pays out from day one of sickness expensive. Most people opt for a compromise and buy much cheaper insurance that kicks in after several weeks absence and "insure themselves" for the short term with savings.

I did the numbers after setting aside money for usual sick leave, still better pay. 

Insurance for longer periods is a good idea. I'll check it out. 

jonnybravo147

happyc84 said:

How much are they paying?

For example just above minimum wage - walk away, in fact run.
If its £100k, them its a different choice. 
All depends the going rate for your job.

It's at the top end of what I've been paid before but that was London & South East.

But like Doshwater, I look at the whole package. That doesn't necessarily rule them out as overall it's more money.

Sandtree

jonnybravo147 said:

Hybrid was mentioned in interview but nothing in offer or contract. One more thing to clarify with them. 

Contracts are not typically all encompassing and particularly not in these dynamic times. Without being disparaging, it sounds like you aren't overly used to interviewing (from either side of the table) as more junior people take it as purely the interviewer deciding if you are the right person whereas when you get more experienced you learn interviews are two way things and are as much about you deciding if its the right thing for you. 

Unless you are an infrastructure engineer or onsite helpdesk then at the moment I'd expect you'd be hybrid working with a relatively lax approach to on site at the moment but that'll change over time but you need to clarify initially what the official line is (my last client was 2-3 days on site) and then the actual practice (more people doing 1-2 days on site subject to meetings)

Doshwaster

jonnybravo147 said:

Undervalued said:

Well then you either look elsewhere, purchase insurance or put some money aside each month from the higher salary to effectively insure yourself.

You will find insurance cover that pays out from day one of sickness expensive. Most people opt for a compromise and buy much cheaper insurance that kicks in after several weeks absence and "insure themselves" for the short term with savings.

I did the numbers after setting aside money for usual sick leave, still better pay. 

Insurance for longer periods is a good idea. I'll check it out. 

There are a lot of different types of insurance policies available so you need to be careful and they can be very expensive depending on the type of cover.

Some employers offer income protection or critical illness insurance as part of their benefits package but it's always wise to "self insure" by building up a safety net of 3-6 months essential expenses 

Exodi

It's neither here nor there.

Cost up the elements included and see what the total package is worth to you.

A job paying about £31.7k with a 4% contribution is the same as a job paying £30k with a 10% pension contribution.