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What small DFW thing will you do this week? 28/02

BlueJ94
BlueJ94 Posts: 3,255 Ambassador
Eighth Anniversary 1,000 Posts Name Dropper Photogenic
edited 28 February 2022 at 9:14AM in Debt-free wannabe
Sorry if I've cross posted. Don't think I have.

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
 I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

Debt owed;

Admiral - £0/£8000

DFW Challenges! 

PAD #
365 Day 1p Challenge 2026 #8 £31.65
Pay off all your debts by Christmas 2026! #14 £74.77/£8000
Make £2026 in 2026! £390.05/£2026

Savings goal £91.50/£1000
«134

Comments

  • BlueJ94
    BlueJ94 Posts: 3,255 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Today I will

    Make work lunches 
    Clean bathroom
    Wash bath towels. 

    I've just finished Sainsburys now until Friday :smile: currently eating breakfast in the car :lol:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • twiggy86
    twiggy86 Posts: 2,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning all! 

    Today I have/will:
    • Check banks (looks grim!)
    • Check credit report 
    • Make lunch to take to work 
    • Claim small amount from TCB which is payable (£2.53)
    • Update spreadsheet with weekend spends
    • Finalise budget for March (payday today!!!)
    • Shuffle money as per budget once pay has arrived - including making CC minimum payments
    • Update netball spreadsheet 
    • Go to gym at lunch (last of pre-paid credits)
    • Pop to shop for bits for dinner
    • Snap receipt 
    • Start on next crochet project 
    That's everything I can think of for now. I hope you all have a good start to the week!

    Twigs 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,100
    Total paid off - £10,500.89 (67% paid off)
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 28 February 2022 at 3:08PM
    Ukranian family are safe for now so time to get my head back in the debt busting game

    Today I have/will

    1.  Checked online banking
    2.  NSD
    3.  Converted 490 ipsos isay points to a £5 Mastercard and paid this off Next
    4.  Meals from stores
    5.  Surveys
    6.  Ironing
    7.  Duolingo Welsh

    @jadewest94 congrats for paying off five lamps


    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello all! Can I join in?!

    This week I have/will
    set up the budget for March
    Track all spending in my planner
    Do £5 worth of surveys 
    Have 2 no spend days
    Limit the use of my car due to the never ending fuel price rise!

    Have a wonderful week everyone!
    Life is too short not to love what you do.
  • BlueJ94
    BlueJ94 Posts: 3,255 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    rdchick said:
    Hello all! Can I join in?!

    This week I have/will
    set up the budget for March
    Track all spending in my planner
    Do £5 worth of surveys 
    Have 2 no spend days
    Limit the use of my car due to the never ending fuel price rise!

    Have a wonderful week everyone!
    Sure! Welcome along :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Deb4
    Deb4 Posts: 328 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Evening everyone 
    Today I have done 
    Check online bank 
    All meals from cupboards 
    NSD
    Took book to work 

    Take care 

    Make £2026 in 2026 #19
    February NSD 
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @jadewest94 dydd gwyl dewi hapus, so cute seeing all the children go past my house dressed up

    Today I have/will

    1.  Checked online banking
    2.  NSD
    3.  Surveys
    4.  Duolingo Welsh
    5.  Meals from stores
    6.  Washing and dry on airer
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Deb4
    Deb4 Posts: 328 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Morning all 

    Today I have/will do 
    Check online banking 
    Took lunch to work 
    Put washer on 
    Read book in dinner break
    Going out tonight for the first time in over 3 years so it not be a NSD 

    Hope everyone has a good day 

    Make £2026 in 2026 #19
    February NSD 
  • BlueJ94
    BlueJ94 Posts: 3,255 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    @Bagpuss741

    dydd dewi sant hapus i chi :smiley:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,255 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    So far I have 

    Booked my car in the garage for end of the month

    to do

    buy more car parts as it needs a service (OH will do this)
    make work lunch again
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
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