We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Santander Mortgage

Hi everyone. Has anyone recently applied for a Santander mortgage? I am a FTB and my broker has advised me to go with them.

How long did the process take? What credit checks did they do? 

I have stable government job and 20% deposit. 

Thanks 

Comments

  • Recently got our mortgage offer from Santander. Application was made 11th Feb, we got the offer on 15th Feb, really quick!
  • kee89
    kee89 Posts: 17 Forumite
    10 Posts Name Dropper
    jaymillen said:
    Hi everyone. Has anyone recently applied for a Santander mortgage? I am a FTB and my broker has advised me to go with them.

    How long did the process take? What credit checks did they do? 

    I have stable government job and 20% deposit. 

    Thanks 

    Full application completed 21st Feb...mortgage approved 1st March.
    I can only see a hard search on my Transunion report. 
    We're borrowing 75%
  • BikingBud
    BikingBud Posts: 2,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I do find this internet thing really useful but wonder if there is some it could be made easier for people:

    Perhaps some kind of search machine! You might then be able to ask questions such as "how long to get a santander mortgage approved"

    If it was really good it might provide answers that take you to discussions about the topic.......

    https://forums.moneysavingexpert.com/discussion/6164348/santander-mortgage-timeline/p399
    Your life is too short to be unhappy 5 days a week in exchange for 2 days of freedom!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.