S&S ISA platform Funds, Shares, ETF, IT

Thrugelmir

inkypinky999 said:

Thrugelmir said:

inkypinky999 said:

so if i ask my question on trading strategy what is the approach on deciding what sectors to analyze

Generating ideas is the biggest challenge that faces investors. Hence why you see bandwagons develop and gain momentum. Effortless to piggyback and feel security in what the herd is doing on the assumption that others have done their research . On occasions the herd does stampede though........ 

well I need to start from somewhere, yes it is effortless to piggyback but knowing where the herd is going and why helps, there will be stampedes and lot other fallbacks but being able to decide at those moments is what i want to educate myself with, i am feeling here instead of guiding this thread has become more philosophical, if posters don't want to guide/teach that's fine, rather than creating riddles here

No riddles I assure you. As with most things in life. You get the rewards from your own efforts. When buying multi asset funds you are in effect leaving the investment management decisions to someone else. For the majority of people the best place to be invested. If your objectives are long term. No one on here is going to advise you what to do. This is only a discussion forum where people express personal views and opinions. 

grumiofoundation

inkypinky999 said:

jimjames said:

inkypinky999 said:

so to be clear on my funds buying - 

i am buying £100 of LS80, LS100, HSBC Global Strategy Balanced Portfolio C Acc every week and holding onto them, in last 2 yrs i am seeing returns of 19% (annualized returns ~8%) on my overall portfolio

Share trading I am mainly into EV stocks but doing short term trading

so if i ask my question on trading strategy what is the approach on deciding what sectors to analyze

How have you chosen those funds? If you use the same process then you'll be able to choose additional funds to buy although many people use VLS as the core or only holding in their portfolio so you really need to define what purpose the additional funds will be performing.

VL LS80, LS100 , HSBC I chose as they have been mentioned a lot in forums here, and then i looked at their past 5 yr performance which was better than me having my cash in bank account getting 0.3% , i did not do more research into their sector coverage, underlying breakdown etc.

What I want to do know is to understand and approach investing in a proper way, i still see myself as an beginner and want to imrpove that

I think maybe the point was (as I said in my first post) these funds, and the US equity index fund will have a massive degree of overlap in terms of their holding. So you are not diversifying more by having 4 funds than by just having one.

In terms of buying every week although no inherent harm with this might be simpler just to invest once a month via direct debit?

ColdIron

inkypinky999 said:

i am buying £100 of LS80, LS100, HSBC Global Strategy Balanced Portfolio C Acc every week

That's an awful lot of contract notes to sift through should you ever need to

ChilliBob

Sorry for the error on cashback, it seems it a sliding scale, so, *up to* £500, but you need to transfer an isa of £100k or more to get that.

If you did want to trade that frequently it's obviously good to have no fees! Also it can auto rebalance for you, if that's your thing. 

I'll be honest, I'm with II for the bulk of my portfolio, but I do have a tiny amount in Invest Engine to see how it works, and get referrals too