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S&S ISA platform Funds, Shares, ETF, IT

13

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  • Albermarle
    Albermarle Posts: 28,389 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    matt1983 said:
    sure about that - OP says 4-8 week to 4-5/month - not clear what exactly this means but use of / implies 4-5 per month - which would be fees of over £200 per year based on £5 per trade.
     i sometimes do 4-8 trades / week and sometimes it's 1-2 trades/week, i am looking somewhere an average of 15 trades/month

    I have a general question which funds/sectors people here are invested in so I can do my own research and decide

    It is probably worth you knowing that most of the regular posters on this forum probably don't do 8 trades a year, never mind a week . 
    Whats your definition of a trade?
    I am not sure of a definitive definition but I would say any buy or sell of an investment is a trade.
    So in you invest monthly that is 12 trades. If you generally leave the investments alone you might have zero trades in a year.
    Or if you are buying and selling on a daily basis then hundreds a month I guess.
  • so to be clear on my funds buying - 

    i am buying £100 of LS80, LS100, HSBC Global Strategy Balanced Portfolio C Acc every week and holding onto them, in last 2 yrs i am seeing returns of 19% (annualized returns ~8%) on my overall portfolio

    Share trading I am mainly into EV stocks but doing short term trading

    so if i ask my question on trading strategy what is the approach on deciding what sectors to analyze




  • tebbins
    tebbins Posts: 773 Forumite
    500 Posts Name Dropper
    so to be clear on my funds buying - 

    i am buying £100 of LS80, LS100, HSBC Global Strategy Balanced Portfolio C Acc every week and holding onto them, in last 2 yrs i am seeing returns of 19% (annualized returns ~8%) on my overall portfolio

    Share trading I am mainly into EV stocks but doing short term trading

    so if i ask my question on trading strategy what is the approach on deciding what sectors to analyze




    I'm not clear what you're asking. Trading, and frequency of trading have nothing to do with selecting sectors. You should only be looking at a sector if you consider yourself qualified, experienced or otherwise knowledgeable about it. I can understand tobacco, insurance, price comparison website and utility stocks well enough that those are the only ones I own individually aside from funds. I don't know enough about pharmaceuticals, healthcare, banks, miners, oil & gas, energy, industrials, airlines, technology to invest in them. If you genuinely believe that you know enough about a sector to make a decent return then go ahead, are you a car mechanic, electrical/EV engineer, car sales rep? Why do you believe you have more knowledge of the EV sector?
    I don't care about sectors, I just own a few companies I understand that I bought when I thought they were cheap, aside from that I stick to index funds.
    Analyse is just a fancy way of saying "look at".
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    so if i ask my question on trading strategy what is the approach on deciding what sectors to analyze




    Generating ideas is the biggest challenge that faces investors. Hence why you see bandwagons develop and gain momentum. Effortless to piggyback and feel security in what the herd is doing on the assumption that others have done their research . On occasions the herd does stampede though........ 
  • jimjames
    jimjames Posts: 18,769 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    so to be clear on my funds buying - 

    i am buying £100 of LS80, LS100, HSBC Global Strategy Balanced Portfolio C Acc every week and holding onto them, in last 2 yrs i am seeing returns of 19% (annualized returns ~8%) on my overall portfolio

    Share trading I am mainly into EV stocks but doing short term trading

    so if i ask my question on trading strategy what is the approach on deciding what sectors to analyze

    How have you chosen those funds? If you use the same process then you'll be able to choose additional funds to buy although many people use VLS as the core or only holding in their portfolio so you really need to define what purpose the additional funds will be performing.
    Remember the saying: if it looks too good to be true it almost certainly is.
  • jimjames said:
    so to be clear on my funds buying - 

    i am buying £100 of LS80, LS100, HSBC Global Strategy Balanced Portfolio C Acc every week and holding onto them, in last 2 yrs i am seeing returns of 19% (annualized returns ~8%) on my overall portfolio

    Share trading I am mainly into EV stocks but doing short term trading

    so if i ask my question on trading strategy what is the approach on deciding what sectors to analyze

    How have you chosen those funds? If you use the same process then you'll be able to choose additional funds to buy although many people use VLS as the core or only holding in their portfolio so you really need to define what purpose the additional funds will be performing.
    VL LS80, LS100 , HSBC I chose as they have been mentioned a lot in forums here, and then i looked at their past 5 yr performance which was better than me having my cash in bank account getting 0.3% , i did not do more research into their sector coverage, underlying breakdown etc.

    What I want to do know is to understand and approach investing in a proper way, i still see myself as an beginner and want to imrpove that

  • so if i ask my question on trading strategy what is the approach on deciding what sectors to analyze




    Generating ideas is the biggest challenge that faces investors. Hence why you see bandwagons develop and gain momentum. Effortless to piggyback and feel security in what the herd is doing on the assumption that others have done their research . On occasions the herd does stampede though........ 
    well I need to start from somewhere, yes it is effortless to piggyback but knowing where the herd is going and why helps, there will be stampedes and lot other fallbacks but being able to decide at those moments is what i want to educate myself with, i am feeling here instead of guiding this thread has become more philosophical, if posters don't want to guide/teach that's fine, rather than creating riddles here
  • wmb194
    wmb194 Posts: 5,113 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    You're not going to get a lot of hand holding. Like a lot of people you could start by reading the weekly publication Investors' Chronicle, published by the FT, and available at all good newsagents and online. It has lots of company results, commentary, ideas for funds, shares, ITs, and so forth. You could also read the FT and, although it's not as good as it used to be, its Saturday paper has a personal finance section that might give you some ideas.
  • tebbins
    tebbins Posts: 773 Forumite
    500 Posts Name Dropper
    jimjames said:
    so to be clear on my funds buying - 

    i am buying £100 of LS80, LS100, HSBC Global Strategy Balanced Portfolio C Acc every week and holding onto them, in last 2 yrs i am seeing returns of 19% (annualized returns ~8%) on my overall portfolio

    Share trading I am mainly into EV stocks but doing short term trading

    so if i ask my question on trading strategy what is the approach on deciding what sectors to analyze

    How have you chosen those funds? If you use the same process then you'll be able to choose additional funds to buy although many people use VLS as the core or only holding in their portfolio so you really need to define what purpose the additional funds will be performing.
    VL LS80, LS100 , HSBC I chose as they have been mentioned a lot in forums here, and then i looked at their past 5 yr performance which was better than me having my cash in bank account getting 0.3% , i did not do more research into their sector coverage, underlying breakdown etc.

    What I want to do know is to understand and approach investing in a proper way, i still see myself as an beginner and want to imrpove that
    PensionCraft was a good resource for me, he goes into a lot of technical and academic detail.
  • GeoffTF
    GeoffTF Posts: 2,134 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    inkypinky999 said:
    VL LS80, LS100 , HSBC I chose as they have been mentioned a lot in forums here, and then i looked at their past 5 yr performance which was better than me having my cash in bank account getting 0.3% , i did not do more research into their sector coverage, underlying breakdown etc.
    Performance over the last five years tells you absolutely nothing about performance over the next five years. The most that can be said is that performance has been very good for a very long time, and all assets are now expensive by historical valuations. That probably means that the performance going forward will be bad, but the bubble could continue to expand. Nonetheless, no one knows what will happen. You can do much better than 0.3%:

    https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/
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