Lifetime ISA

Positivity11

I am looking to get a Lifetime ISA but when I go on RBS I’m not sure what it would be classed as; cash ISA or Fixed? Will it give me an option when I apply for lifetime or can I not find one because they don’t offer it? 

TIA 

kuratowski

RBS don't offer a Lifetime ISA. 

For options, have a look at the Lifetime ISA guide:
https://www.moneysavingexpert.com/savings/lifetime-isas/

marknoblefan1

I am looking to move out, but my partner is not yet ready. If I was to buy and she move in later down the line - can she use her LISA to purchase a percentage of the house?

eskbanker

marknoblefan1 said:

I am looking to move out, but my partner is not yet ready. If I was to buy and she move in later down the line - can she use her LISA to purchase a percentage of the house?

Yes, provided it's handled as a formally conveyanced sale and purchase transaction, as discussed in a similar recent thread (about HTB ISA but same principle applies to LISA):

https://forums.moneysavingexpert.com/discussion/6347868/htb-buying-into-a-property/p1

george4064

Positivity11 said:

I am looking to get a Lifetime ISA but when I go on RBS I’m not sure what it would be classed as; cash ISA or Fixed? Will it give me an option when I apply for lifetime or can I not find one because they don’t offer it? 

TIA 

If you dont need the LISA money until at least 5 years time (preferably 10), you should consider getting a Stocks & Shares LISA.

That will generate a higher return than a Cash LISA (assuming it is sensibly invested) which will help you reach your financial goals, whether that be a first house purchase or for when you're 60+.