Mortgage free by 2025

Mickyh-s

Got up early this morning with an appointment at webuyanycar to see if I could get something for my car. They offered me just over 2k which is not bad considering it was going to cost 1.5-2k just to fix not including the mot which was due this month. The car would only be worth 3.5k if it was in good working order so I shook the gentleman's hand and in less than two hours, the money was in my account. I have had to take out a loan to purchase the rest.

Went straight off to find a car. By 2.30pm I had signed on the dotted line and put a deposit down and will pick it up next week. 

I'm not even a bit excited and just can't believe how much it's all costing me. I have to pay back the loan, pay road tax (mine was exempt due to low emissions), and the insurance is going to be more too.  Unfortunately, all this is going to have an effect on being mortgage free by 2025 - I'm not sure it will happen now. 😫

jennystarpepper

Sorry to hear about the car, hopefully in a few days / weeks you will get over the shock.  When things like this happen to me I tell the Mr... I'm pulling in the strings in again and he just looks at me as if to say 'what again'!

Mickyh-s

That's exactly what I'm going to do @jennystarpepper. I'm not going to give up on my goal, just may need to change the goal posts slightly!

Mickyh-s

I have been doing the tax return on the BTL property and moved £600 to the mortgage account which means the balance now stands at £62,325.58.

No more op until the end of June. I have an expensive 6 weeks with holiday and various hair, nail appointments, a few birthdays, dentist, etc.. I have also just had to pay out just under 1k on ds car for mot/service/car tax and a small bodywork repair. 

I was hoping to do a car boot Sunday just gone but was looking for a new car for me instead so, fingers crossed, hopefully we can do one this weekend - will need to check it is on!

Fingers crossed i don't need to get my purse out anymore this week!

savingholmes

Great news on the car sale. Hopefully the rest will fall into place

Mickyh-s

I picked up my new car on Friday but a light came on on the dash so Saturday morning it went back to the dealership to be looked at. They have given me a brand new car to drive whilst mine is in and it only had 28 miles on the clock, very nice to drive - i may ask to keep it! They did call me yesterday to say they had located the issue and ordered the part so my car should be ready to pick up in a couple of days.  They have been very good and can't stop apologising.

My sister coloured my hair for me on Saturday saving over £50 at the hairdressers.

We didn't do a car boot on Sunday as the forecast was pants. 

The weekend was a ns. We went to a free festival with friends and went to see my family, followed with a bit of cleaning and sitting in the garden.

I dried a couple of loads outside too which saved using the tumble dryer.

We have a wedding reception on Friday evening which i am looking forward to and a barbeque at a friend's on Sunday.

The forecast is looking good this week here in Cambs - have a good week!

savingholmes

Sounds like things are going well. Good to put mileage on someone else's car

Mickyh-s

They gave it to me with a nice full tank of petrol too @savingholmes!!

savingholmes

Mickyh-s said:

They gave it to me with a nice full tank of petrol too @savingholmes!!

Ah but do they expect you to top it back up?

Mickyh-s

No @savingholmes. They were so apologetic that the light came on in the first place and now the part has been delayed they have said if i need more fuel they will reimburse me!