£1,000 in Vanguard LifeStrategy 100% Equity just to see if I can take the risk over 6-12 months

Dandytf

I fairly recently added VL LS 80% equities to h.l. Isa.
Only from min 25 pounds per month.

Content with upto 10 years term, unless that Global All Cap is recommended swap.

thanks 

original1

Phantom151 said:

I think I get where OP is coming from. For all the seasoned investors, you know what it feels like when your investments have lost a sizable chunk. Newbies, while they theoretically know it could happen, don't know what it feels like when it actually does. I've seen some of mine drop considerably and it is a terrible feeling in the beginning but when you see them rise again it feels better.

I think it is an exercise in seeing if they can cope with the highs and lows of investing. It isn't for everyone regardless of whether they can afford to lose what they put in or not.

This is pretty much spot on. Looking back should I have sold or should I have held on. Lots of could ofs , would ofs should ofs. 

Not a seasoned investor and still learning the ropes. 

The Covid decisions were panic mode 

Phantom151

original1 said:

Phantom151 said:

I think I get where OP is coming from. For all the seasoned investors, you know what it feels like when your investments have lost a sizable chunk. Newbies, while they theoretically know it could happen, don't know what it feels like when it actually does. I've seen some of mine drop considerably and it is a terrible feeling in the beginning but when you see them rise again it feels better.

I think it is an exercise in seeing if they can cope with the highs and lows of investing. It isn't for everyone regardless of whether they can afford to lose what they put in or not.

This is pretty much spot on. Looking back should I have sold or should I have held on. Lots of could ofs , would ofs should ofs. 

Not a seasoned investor and still learning the ropes. 

The Covid decisions were panic mode 

That is the problem with alot of people who respond. They have been doing it for so long that they forget what it is like starting out. I have had sleepless nights over paper losses even though I can afford to lose what I've put in.

It gets easier as you go on but seeing the odd patch, or sea, of red in your portfolio still isn't nice.

strawb_shortcake

I invested almost 12 months ago for the first time, I've gone higher risk with Vanguard global all cap. The past 12 months have been pretty good to me, it's only the last 6 weeks or so that the price has been up and down and that's not by a lot. It would be foolish of me to base future investing on my first 12 months in. 

Past performance is not an indication of future performance but you do have a guarantee that it's going to be a bumpy ride 

csgohan4

OP you need a strategy and not gamble with your money. Know the risks for only investing short term. Perhaps casino and bet red, least it's 50%

grumiofoundation

csgohan4 said:

OP you need a strategy and not gamble with your money. Know the risks for only investing short term. Perhaps casino and bet red, least it's 50%

48.6% (assuming 1 green)

ranciduk

grumiofoundation said:

csgohan4 said:

OP you need a strategy and not gamble with your money. Know the risks for only investing short term. Perhaps casino and bet red, least it's 50%

48.6% (assuming 1 green)

If it’s lands on zero?

JustAnotherSaver

I know very little about the investing game it seems when I read posts from people here.

However I think I know enough to not take something like this on.

At the end of 12 months you make a profit of 1000%. Great stuff, let's chuck all our money in - i might be able to retire after 5 years saving at this rate.

Then year 2 the whole thing drops 999999999999%. Oops.

exaggerated numbers but you get the idea.

adindas

JustAnotherSaver said:

I know very little about the investing game it seems when I read posts from people here.

However I think I know enough to not take something like this on.

At the end of 12 months you make a profit of 1000%. Great stuff, let's chuck all our money in - i might be able to retire after 5 years saving at this rate.

Then year 2 the whole thing drops 999999999999%. Oops.

exaggerated numbers but you get the idea.

In the long run investing in the stock market, a well diversified index fund will always beat saving by reasonably large percentage. 

That is statistical evidence that could be traced back, tested since few hundred years ago.

When they drop they always recover reaching all time high. Just refer to recent COVID-19 crash in March 2020 and see what happen later ?? A V-Shape recovery.

Thrugelmir

adindas said:

JustAnotherSaver said:

I know very little about the investing game it seems when I read posts from people here.

However I think I know enough to not take something like this on.

At the end of 12 months you make a profit of 1000%. Great stuff, let's chuck all our money in - i might be able to retire after 5 years saving at this rate.

Then year 2 the whole thing drops 999999999999%. Oops.

exaggerated numbers but you get the idea.

In the long run investing in the stock market will always beat saving by reasonably large percentage. That is statistical evidence that could be traced back since few hundred years ago.

Few investors have the benefit of a few hundred years as an investment time horizon. 

US markets took 25 years to recover from the crash of 1929. 

The Nikkei 225 took 30 years.