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Buying a prefab home advice

Hi there, my partner and I are first-time buyers and have found a house we really like. We would love to put an offer in but we have found out it is a prefab home. Does anyone have any experience buying these or any advice for things to check/be wary of? 
Thank you in advance!

Comments

  • caprikid1
    caprikid1 Posts: 2,396 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Google Non standard construction, there are various types, step no 1 is to identify which one this is, has any remedial work been done etc etc.


  • user1977
    user1977 Posts: 17,265 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Depends what you mean by "prefab" - postwar austerity prefab, some sort of ultra-modern modular design, something in between?
  • Thank you both for your replies!
    It is a postwar austerity prefab (we believe a concrete build). It was supposedly built in the 60s. We are just wary that it could be a bit of a nightmare to insure or the risk of costly repairs. Apparently the roof was replaced last year but its the walls we are concerned about
  • caprikid1
    caprikid1 Posts: 2,396 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    What area is the property ? You really need to find out which type it is, it is not a simple subject. Some are considered normal homes other little more than tents by mortgage companies. All of them are mortgageable if they have had the right remediation and certification.

    They can represent great value but will always be peoples second choice.
  • The property is in West Yorkshire. I have spoken with our bank and they confirmed that they would be happy to provide a mortgage on this type of property. Thank you for your insights. I think we will have to go away and do a bit more homework on this one. We are completely new to buying so difficult to know where to begin but you have been helpful in pointing us in the right direction, thank you. 
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