Using Klarna to build up credit history?

es260

emmajones1976 said:

Holding your phone up against the scanner takes no longer than holding a contactless card up against one, why would it take longer?

I usually keep my cards in a purse at the bottom of my bag, while my phone is usually in my hand/pocket

CKhalvashi

es260 said:

emmajones1976 said:

Holding your phone up against the scanner takes no longer than holding a contactless card up against one, why would it take longer?

I usually keep my cards in a purse at the bottom of my bag, while my phone is usually in my hand/pocket

I keep a single card in the back of my phone case, perfect for forgetting my wallet and knowing I've still got a card with me.

emmajones1976

es260 said:

emmajones1976 said:

Holding your phone up against the scanner takes no longer than holding a contactless card up against one, why would it take longer?

I usually keep my cards in a purse at the bottom of my bag, while my phone is usually in my hand/pocket

Ah so you are one of those annoying people at the checkout who put all their stuff through the till and ONLY THEN starts looking for their card?

A (Viz) Top Tip for you - have the card ready by finding it whilst queuing or whilst the goods go through the till. Or even before getting in the queue.  Thank me later.

es260

emmajones1976 said:

Ah so you are one of those annoying people at the checkout who put all their stuff through the till and ONLY THEN starts looking for their card?

A (Viz) Top Tip for you - have the card ready by finding it whilst queuing or whilst the goods go through the till. Or even before getting in the queue.  Thank me later.

Nope, that's quite the opposite of what I said. 

Anyway, thanks all for your responses. I will contact my card company about why it sometimes doesn't work and probably won't be answering any more questions about my personal belongings  

jon81uk

es260 said:

penners324 said:

Your credit card isn't set up to use apple pay....

It is, it sometimes works, sometimes doesn't... I'll contact my card company to see if it can be fixed.

Is it Apple Pay? What version of iPhone?

It probably isn't something the credit card company can help with if it was set up correctly.

I had issues with some retailers years ago where it would prompt for chip and PIN but more recently I've never had Apple Pay not work for credit or debit card.

emmajones1976

es260 said:

emmajones1976 said:

Ah so you are one of those annoying people at the checkout who put all their stuff through the till and ONLY THEN starts looking for their card?

A (Viz) Top Tip for you - have the card ready by finding it whilst queuing or whilst the goods go through the till. Or even before getting in the queue.  Thank me later.

Nope, that's quite the opposite of what I said. 

Erm, no it wasnt!

PaulW922

Klarna pay in 3 or pay next month does not report back to credit agencies, so this method of payment will not help. If you have the Klarna card (which defers payment for 30 days) that does not currently report either. So, no using Klarna will not impact your credit report one way or the other.