The Top Fixed Interest Savings Discussion Area

trickydicky14

One year 4.25% via H.L active savings anyone?

Old_Slaphead

Close Bros........1 yr FR 4.25%.....2yr FR 4.60%

ScarletBea

trickydicky14 said:

One year 4.25% via H.L active savings anyone?

Yes, I had one account maturing today and just reinvested on that one.
Once I get my money on HL Active Savings I tend to just keep it there, saves the faff of opening accounts with a bunch of different banks, sending ID info on post, etc etc

I can't wait for the start of Dec when I have one 2-year deposit maturing at 0.75%  How different were things in 2020 when that was a good enough rate to fix for 2 years!!

soulsaver

ScarletBea said:

trickydicky14 said:

One year 4.25% via H.L active savings anyone?

Yes, I had one account maturing today and just reinvested on that one.
Once I get my money on HL Active Savings I tend to just keep it there, saves the faff of opening accounts with a bunch of different banks, sending ID info on post, etc etc

I can't wait for the start of Dec when I have one 2-year deposit maturing at 0.75%  How different were things in 2020 when that was a good enough rate to fix for 2 years!!

Not only was it good enough - it was a far better rate than 4.25% is today.
Albeit you could get better easy access rates in 2020 than 0.75%. But maybe you'd filled them all?

janusdesign

refluxer said:

Secure Trust Bank now @ 4.2% for 1 Year (maturity is 9th Nov 2023 so it's just over 13 months I guess) - minimum deposit is £1000 and interest is paid on 31st December and on maturity.

https://www.securetrustbank.com/savings/fixed-rate-bonds/1-year-fixed-rate-bond

looks like this has now been withdrawn - only 2-Yr available.

ZeroSum

Nationwide finally offering decent rates. Pity they're taking the mick with the monthly interest option 

changearound1

According to the Nationwide website Fixed Rate Online Bonds have annual interest which 'can only be paid into the bond, not into another account.'

This is contrary to what it says on Moneyfacts and should be considered before opening an account.

intalex

changearound1 said:

According to the Nationwide website Fixed Rate Online Bonds have annual interest which 'can only be paid into the bond, not into another account.'

This is contrary to what it says on Moneyfacts and should be considered before opening an account.

Same for Zopa - maybe I overlooked it, but I couldn't find anywhere on MoneyFacts specifying where the interest can be paid into.

refluxer

Old_Slaphead said:

Close Bros........1 yr FR 4.25%.....

Wow, that lasted about 6 hours - now withdrawn

sparkiemalarkie

refluxer said:

Old_Slaphead said:

Close Bros........1 yr FR 4.25%.....

Wow, that lasted about 6 hours - now withdrawn

It's still available on HL

sx