The Top Fixed Interest Savings Discussion Area

wiseonesomeofthetime

From Shawbrook 6 month fix  for information following previous posts

Bold emphasis below, mine.
CAN I WITHDRAW MONEY?	�  This account has a fixed term, so you can only withdraw your money at the end of the fixed term (also known as ‘maturity’). �  If the end of the fixed-term falls on a non-working day, your funds will be made available on the next working day. �  We’ll write to you before maturity to remind you of the date that your fixed term ends. �  At maturity, you can either withdraw your funds or transfer them into a new Shawbrook account of your choice (subject to any specific account terms and conditions). If you do not let us know what you wish to do by the maturity date, your account will revert to a Matured Funds account and the interest rate will be confirmed to you in writing.

intalex

Atom out with new decent fixed rates this morning with a 7-day deposit window…

wiseonesomeofthetime

Atom 1-year 4.11% opened and funded.

ZeroSum

Atom also upped their 6 month to 2.65%

StayinAlive

United Trust Bank offering 3.12% for 6 mth fixed. Anyone with comments (good or bad) re UTB?

Ian_Brown_3

wiseonesomeofthetime said:

Atom 1-year 4.11% opened and funded.

Same here…..

Thirty9

StayinAlive said:

United Trust Bank offering 3.12% for 6 mth fixed. Anyone with comments (good or bad) re UTB?

I've applied for an account, which has been created. But then they say they'll send me a letter which I have to sign and return to them! That's so stupid - none of my other savings accounts have required that. Also, I've had to set up online banking separately: I went through the process, and at the end I got "Sorry, we don't recognise your account".
So far, I'm giving them zero out of ten.

Consumerist

Thirty9 said:

StayinAlive said:

United Trust Bank offering 3.12% for 6 mth fixed. Anyone with comments (good or bad) re UTB?

I've applied for an account, which has been created. But then they say they'll send me a letter which I have to sign and return to them! That's so stupid - none of my other savings accounts have required that. Also, I've had to set up online banking separately: I went through the process, and at the end I got "Sorry, we don't recognise your account".
So far, I'm giving them zero out of ten.

It seems likely, at the moment, that by the time you've gone through their protracted process, there will be better offers around.

If it were me, I'd give it a miss altogether.

StayinAlive

Thirty9 said:

StayinAlive said:

United Trust Bank offering 3.12% for 6 mth fixed. Anyone with comments (good or bad) re UTB?

I've applied for an account, which has been created. But then they say they'll send me a letter which I have to sign and return to them! That's so stupid - none of my other savings accounts have required that. Also, I've had to set up online banking separately: I went through the process, and at the end I got "Sorry, we don't recognise your account".
So far, I'm giving them zero out of ten.

Thanks. Very useful. I think I'll pass then.

janusdesign

TheWoodler said:

Crikey. That’s very inaccessible for both deaf and speech-impaired people. Hard to believe in this day and age! 

not really - you can open additional accounts with them via email...

"We can take your instruction via email as well. Please can you provide us with your previous account number? We can then open the new account for you."

all that said, it is a pain in the proverbial that something so simple is not automated.