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The Top Fixed Interest Savings Discussion Area

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  • slinger2
    slinger2 Posts: 999 Forumite
    500 Posts First Anniversary Name Dropper
    Small changes to RCI Bank fixed rate accounts, 1 down and 1 up. 2 year now 4.92% (was 5.05%), 3 year now 4.72% (was 4.70%). Other rates unchanged (1, 4 and 5 year).
  • pedrodelgado
    pedrodelgado Posts: 91 Forumite
    Second Anniversary 10 Posts Name Dropper
    5 and 7yr on raisin platform @4.75% will pay in the long run I'd suspect, if BOE rates are dropping this year and next.
  • pokemaster
    pokemaster Posts: 273 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    SKIPTON - Member Exclusive

    1 Year Fixed Rate Member Bond Issue 1
    5.00% gross pa/AER fixed
    • Save from £500 up to £15,000
    • No withdrawals or early closure
    • Exclusively for existing members who joined on or before 12/06/2024 and don't already have this product
    • Pay in until 07/08/2024
    • Transfers into a 1 year fixed rate bond at the end of the fixed term, unless you choose otherwise

  • nottsphil
    nottsphil Posts: 686 Forumite
    Part of the Furniture 500 Posts Name Dropper
    From Yorkshire Building Society

  • baggieblood
    baggieblood Posts: 11 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hi all,

    Having used the mse best rates page for a lot of years I just wanted to please ask if anyone knows why they no longer show the highest rates available for one year fixed rate accounts for example.

    Previously, even if mse didn't make any money from me clicking on a link for a best rate account you used to show that account.

    Has that now changed?

    I ask because when I look elsewhere  they have higher rates like 5.21% with Vanquis bank and your highest is the The Hodge bank for 5.16%, and it makes me think those higher rate paying accounts may not be legitimate.

    Can anyone please confirm why mse are no longer showing all the best accounts?

    Thanks in advance for any insight.
  • InvesterJones
    InvesterJones Posts: 1,217 Forumite
    1,000 Posts Third Anniversary Name Dropper

    I ask because when I look elsewhere  they have higher rates like 5.21% with Vanquis bank and your highest is the The Hodge bank for 5.16%, and it makes me think those higher rate paying accounts may not be legitimate.


    Appearing on a MSE page isn't any guarantee of legitimacy or being 100% up to date every day.
  • refluxer
    refluxer Posts: 3,187 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Having used the mse best rates page for a lot of years I just wanted to please ask if anyone knows why they no longer show the highest rates available for one year fixed rate accounts
    MSE don't update their savings account top rates tables as regularly as some other sites (and possibly not at the weekends) and I think the Vanquis accounts you mentioned have only been available for a day or two.

    Savings account comparison sites like Moneyfacts tend to be a bit more up to date than MSE, so it's a good idea to check both sites.
  • jameseonline
    jameseonline Posts: 1,087 Forumite
    1,000 Posts First Anniversary Name Dropper
    Hi all,

    Having used the mse best rates page for a lot of years I just wanted to please ask if anyone knows why they no longer show the highest rates available for one year fixed rate accounts for example.

    Previously, even if mse didn't make any money from me clicking on a link for a best rate account you used to show that account.

    Has that now changed?

    I ask because when I look elsewhere  they have higher rates like 5.21% with Vanquis bank and your highest is the The Hodge bank for 5.16%, and it makes me think those higher rate paying accounts may not be legitimate.

    Can anyone please confirm why mse are no longer showing all the best accounts?

    Thanks in advance for any insight.
    I imagine it's because MSE covers a lot of things rather than a specialised site focusing on just savings accounts etc which is probably why several people on here will suggest you go to money facts etc.

    MSE might not have the resources to update etc as often.

    MSE might not include accounts for various reasons.

    You can try to persuade them to include accounts via the broken link address, you are not guaranteed a reply though.
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