The Top Fixed Interest Savings Discussion Area

alanjones60

Charter bank

Shedman

pecunianonolet said:

Have got a bond maturing on 28th August with Atom, and thinking of fixing again but 2 weeks are a long time to go and rates might be even lower by then. Which provider has 14+ days funding window so I could open some to secure the rate to give me a bit of space to decide what to do?

Oaknorth Bank, Cynergy Bank, Hampshire Trust Bank, Aldermore ( all 14 days ) just to mention a few others

snowqueen555

Anyone know of chip will increase their rates, just switched over to them 😩

BooJewels

If it's a fixed account, the rate will be fixed when you open the account, so even if rates rise, it won't be applied to the account you just opened.  Do Chip even do fixed accounts?

Ifts

snowqueen555 said:

Anyone know of chip will increase their rates, just switched over to them 😩

Think you might have posted in the wrong thread, you may have thought you were posting in this one:

https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1660

PixelPound

janusdesign said:

it seems Beehive have just pulled their 1-Yr Fix @ 6.10% - only the 9-month @ 5.65% is available now.

Not for much longer, had notification it's closing (with Beehive fixes you can continue to fund until they close it)

Bigwheels1111

snowqueen555 said:

Anyone know of chip will increase their rates, just switched over to them 😩

Just open a tandem 5% easy access.
I have both, switch around when rates change.

Silverbullet036

I have locked in Cynergy at 6.04 for some funds maturing with Ford on Sunday. I will split the money between them both because I want some of it monthly (Ford)

xflare

Oh lucky i decided to open an RBS fixed saver a few days ago with rates starting to come down with many banks now.  Although even with the new 5.51 from RBS it would have only a couple of £ difference.

CheekyMikey

jaypers said:

With rates starting to creep down, thinking of locking in another Charter 1 years at 6.02%. 14 days to fund etc. 

yes, I’ve just opened a Charter and a Hodge at 6.01% both in my wife’s name as she doesn’t pay tax.. not greedy and happy to take 6% rather than wait and hope for another small increase