The Top Fixed Interest Savings Discussion Area

BigBlueSky

JGB1955 said:

BigBlueSky said:

Opened the Vanquis 1 Year Fixed Bond last night expecting to be able to fund it straight away but apparently you can't fund it until a letter arrives in the post which is going to be next week now.  That's a bit annoying.  Last time I opened an account with them a few years back you could deposit immediately.

If it appears in your online account list then there is nothing to stop you funding it straight away.  I opened an account yesterday and it's showing in the list this morning.

How would you get your login details though without the letter ?

VNX

Nice 30 day funding window with Vanquis.

off topic but just had need to contact Oxbury customer services very impressive service, quick polite and efficient 

baldeagle09

QIB (UK) Raisin UK - 1 year Fixed Term Deposit 5.35% 

Frequentlyhere

BigBlueSky said:

How would you get your login details though without the letter ?

You said you already have an account with them, so unless you fully closed it down, then it should be there to use.

Doctor_Who

baldeagle09 said:

QIB (UK) Raisin UK - 1 year Fixed Term Deposit 5.35% 

QIB (UK) Raisin UK - 5.45% for two years

Doctor_Who

Al Rayan now topping the table for a 1 year fix at 5.36%

https://www.alrayanbank.co.uk/savings/fixed-term

Thumbs_Up

Doctor_Who said:

QIB (UK) Raisin UK - 5.45% for two years

Rest assured you naysayers (plenty of you) You will hear from me soon.

https://forums.moneysavingexpert.com/discussion/6451532/expecting-a-fixed-rate-to-be-5-50-by-august-2023/p1

VNX

Thumbs_Up said:

Doctor_Who said:

QIB (UK) Raisin UK - 5.45% for two years

Rest assured you naysayers (plenty of you) You will hear from me soon.

https://forums.moneysavingexpert.com/discussion/6451532/expecting-a-fixed-rate-to-be-5-50-by-august-2023/p1

Didn’t you fix at under 5pc with Vanquis?

subjecttocontract

Al Rayan are offering a 6 month fix at 4.9%
If you're thinking there may be 2 more base rate increases to come a 6 month fix might make sense.

Thumbs_Up

VNX said:

Thumbs_Up said:

Doctor_Who said:

QIB (UK) Raisin UK - 5.45% for two years

Rest assured you naysayers (plenty of you) You will hear from me soon.

https://forums.moneysavingexpert.com/discussion/6451532/expecting-a-fixed-rate-to-be-5-50-by-august-2023/p1

Didn’t you fix at under 5pc with Vanquis?

Yes I did, happy with my decision. I’ll have access to more money soon, next month, and in September. Also i have quick access to cash from easy access accounts.

When SmartSave  stop raising their rates by a single increment this will be the time fixed rates will have reached their plateau across the board.

I have yet to save with them, apparently 1 account a year, so wait I will.