The Top Fixed Interest Savings Discussion Area

sibby_cash

https://forums.moneysavingexpert.com/discussion/comment/80027949#Comment_80027949

Yes he is wrong. Clearbank provides packaged technology solutions for several banks but they are not holding the accounts. They are however holding the accounts for non-banks such as Chip and Raisin.

VNX

DF Capital up to 4.85 two year fix

Matt17

Close Brothers 1 Year Fixed Rate Bond now 4.85%

SickGroove

Atom 1 year fix now 4.80% with monthly interest

Thumbs_Up

I have 100k fixed with Atom, in a couple of months I will have access to it. I know rules are rules (they will still keep hold of my capita) would they let me transfer it over to the 1 year fix?

Thumbs_Up

Oh my lord…

EthicsGradient

FWIW, all those Raisin rates are with Isbank (and they're offering a 7 year 5% bond too, if you're feeling like Nostradamus).

subjecttocontract

Im a little wary of Isbank. The bank details indicate that they can take up to 3 months to return money. Am I understanding this wrong

EthicsGradient

https://forums.moneysavingexpert.com/discussion/comment/80029162#Comment_80029162

That sounds strange. What exactly does it say that you interpret it like that? A fixed term account should be pretty, well, fixed for when they return your money.

subjecttocontract

It says this bank holds funds under a trust model which can take up to 3 months to be returned.