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The Top Fixed Interest Savings Discussion Area

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  • Cymro74
    Cymro74 Posts: 8 Forumite
    First Anniversary First Post
    Had an email from Savings Champion this morning saying I could get 5.35% gross with Aldermore for a 1 year fixed rate bond. I applied for it through the website Aldermorebonds.com. Is this a genuine offer/ company? The rates on the Aldermore bank are a lot less.As I am not familiar with Aldermore I’m a bit confused that there are 2 different rates for a 1 yr fixed rate bond.
  • ColdIron
    ColdIron Posts: 9,881 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    That address comes up with nothing for me but it's not the address of the genuine Aldermore Bank Plc
    Could be a clone scam. Did SC actually give you that address?
  • janusdesign
    janusdesign Posts: 1,003 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Cymro74 said:
    Had an email from Savings Champion this morning saying I could get 5.35% gross with Aldermore for a 1 year fixed rate bond. I applied for it through the website Aldermorebonds.com. Is this a genuine offer/ company? The rates on the Aldermore bank are a lot less.As I am not familiar with Aldermore I’m a bit confused that there are 2 different rates for a 1 yr fixed rate bond.
    it looks like the domain was registered 5 days ago and is hosted in Canada - 5.35% for a 1-yr fix would be too good to be true, so I would deeply suspect that it's a scam site... have you checked the Savings Champion email is genuine? I never received an email from them this morning....
  • kaMelo
    kaMelo Posts: 2,863 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Cymro74 said:
    Had an email from Savings Champion this morning saying I could get 5.35% gross with Aldermore for a 1 year fixed rate bond. I applied for it through the website Aldermorebonds.com. Is this a genuine offer/ company? The rates on the Aldermore bank are a lot less.As I am not familiar with Aldermore I’m a bit confused that there are 2 different rates for a 1 yr fixed rate bond.
    S
    Definitely not the genuine Aldermore site which is "www.aldermore.co.uk"
    Current offerings are shown below.



    As @ColdIron said, are you sure the email was from Savings Champion?
  • Ozzig
    Ozzig Posts: 367 Forumite
    Third Anniversary 100 Posts Name Dropper
    janusdesign said:
    Cymro74 said:
    Had an email from Savings Champion this morning saying I could get 5.35% gross with Aldermore for a 1 year fixed rate bond. I applied for it through the website Aldermorebonds.com. Is this a genuine offer/ company? The rates on the Aldermore bank are a lot less.As I am not familiar with Aldermore I’m a bit confused that there are 2 different rates for a 1 yr fixed rate bond.
    it looks like the domain was registered 5 days ago and is hosted in Canada - 5.35% for a 1-yr fix would be too good to be true, so I would deeply suspect that it's a scam site... have you checked the Savings Champion email is genuine? I never received an email from them this morning....
    Also, the poster joined today and made that post. Could it be their website ???
  • ColdIron
    ColdIron Posts: 9,881 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    MSE ranks quite high on google searches so probably good if the thread stays up as a warning to others
  • Cymro74
    Cymro74 Posts: 8 Forumite
    First Anniversary First Post
    I’ve been a long time lurker on these forums and was a bit worried after signing up for the account and decided to join MSE to ask advice and it is definitely not my website. I have not put money in to the account but am worried I have give  them my details/ bank account etc. they said they would send my username through the post. At the moment I am not going to fund the account unless I know it is genuine.This is the email I had. Please don’t open an account with them unless you know they are genuine.
  • Cymro74
    Cymro74 Posts: 8 Forumite
    First Anniversary First Post
    2nd part of email
  • Ozzig
    Ozzig Posts: 367 Forumite
    Third Anniversary 100 Posts Name Dropper
    Cymro74 said:
    2nd part of email
    Do the other links link to the legit provider websites ?
  • ForumUser7
    ForumUser7 Posts: 2,478 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Ozzig said:
    Cymro74 said:
    2nd part of email
    Do the other links link to the legit provider websites ?
    The Al Rayan rate is wrong - Al Rayan pays 2.81%...
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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