The Top Fixed Interest Savings Discussion Area

gt94sss2

Tandem have increased their fixed rates

1 Year 4.5%
18 months 4.6%
2 years 4.8%
3 years 4.9%
5 years 5%

Patr100

Charter are also doing a 4.5% - 1 year
Interest paid on maturity
Min £1

t1redmonkey

5% on a 2 year if you go via Hargreaves active savings: https://www.hl.co.uk/investment-services/active-savings/latest-rates-and-products

Krakkkers

Nothing on charter but 1 ISA and been that way for a couple of weeks.
Where are you seeing this?

alternate

Krakkkers said:

Nothing on charter but 1 ISA and been that way for a couple of weeks.
Where are you seeing this?

it is on raisin

Krakkkers

No idea what raisin is.

Bigwheels1111

Krakkkers said:

No idea what raisin is.

Raisin, act like a broker.
They offer the rates from multiple banks on one site.
You pick which rate you want.
The basic thing is you only need open one account with Raisin.
They then open the account with each bank for you.
You will then see your money and the new account after 2-3 days in Raisin app.
I does take a few days for the account you have chosen, to open and fund.
Plus a few more days to get your money back at maturity.
This is mine.

intalex

intalex said:

hallmark said:

Coventry have withdrawn all their Fixed-rate ISAs.  Going by their usual pattern they'll release a new bunch this week. They're usually pretty competetive.

If you had already opened but not yet funded Coventry's fixed rate (non-ISA) bonds, I've been informed by their live chat team that the window to deposit is until 11th November, i.e. not the usual 14 calendar days. That should cover the next BoE announcement, aftermath, and some more, before needing to make a decision...

New slightly lower rates (vs last batch) released by Coventry

t1redmonkey

t1redmonkey said:

5% on a 2 year if you go via Hargreaves active savings: https://www.hl.co.uk/investment-services/active-savings/latest-rates-and-products

The BLME fixed term accounts are updated with the new rates on their own website now, some of the other ones are pretty good as well.  E.g. The 1 year is 4.6%, and the 18 month one is 4.85%, 2 year as mentioned above is also good at 5%. https://www.blme.com/products-and-services/savings/premier-deposit-account/

Patr100

RCI Bank 4.60% - 1 year paid on anniversary
or monthly.
Min £1000
Open online
Manage online/mobile