Stocks & Shares ISA, Add in a lump sum or better to ladder in?
in ISAs & tax-free savings
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I've already got a Stocks & Shares ISA which i add to monthly and is doing well. I've just received some inheritance and want to add it to my Stocks & Shares ISA so wondering if im better just chucking everything all in one go or am i better laddering in say £1k a month?
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You wont know in advance which option is best. So, playing the odds, you would go with lump sum. If you are nervous about doing that then it would suggest you are investing above your risk profile and you should change the investments as sooner or later you are going to be 100% invested.