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Speeding Ticket
I am 52 and had a clean licence since I passed my test at 18. During the first lockdown I got caught on a mobile speeding van (at the bottom of a very steep hill - in my defence?) on my way to work (34 on a 30 road) and received a penalty notice in the post. there was no option of a speed awareness course just pay the fine and have the points on my licence. So with decades of no claim discount my insurance, has gone up due to the speeding points.
During the second lock down both my husband and my brother in law ( who have both been caught speeding a number of times in the past and who both have had multiple points in the past for various reasons) were both on separate occasions caught speeding (one 42 in a 30 the other 78 on the A14). Both were offered the speed awareness course (for a cost) in exchange for having no points on their licence to therefore their insurance in unaffected.
My question, is it viable to complain in hindsight for a speeding fine and points on the bases it seems extremely unfair that both my husband and brother in law who speed everywhere and seem at times in the past to collect points had the option to avoid them when I did not?
During the second lock down both my husband and my brother in law ( who have both been caught speeding a number of times in the past and who both have had multiple points in the past for various reasons) were both on separate occasions caught speeding (one 42 in a 30 the other 78 on the A14). Both were offered the speed awareness course (for a cost) in exchange for having no points on their licence to therefore their insurance in unaffected.
My question, is it viable to complain in hindsight for a speeding fine and points on the bases it seems extremely unfair that both my husband and brother in law who speed everywhere and seem at times in the past to collect points had the option to avoid them when I did not?
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Comments
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maz2702 said:I am 52 and had a clean licence since I passed my test at 18. During the first lockdown I got caught on a mobile speeding van (at the bottom of a very steep hill - in my defence?) on my way to work (34 on a 30 road) and received a penalty notice in the post. there was no option of a speed awareness course just pay the fine and have the points on my licence. So with decades of no claim discount my insurance, has gone up due to the speeding points.
During the second lock down both my husband and my brother in law ( who have both been caught speeding a number of times in the past and who both have had multiple points in the past for various reasons) were both on separate occasions caught speeding (one 42 in a 30 the other 78 on the A14). Both were offered the speed awareness course (for a cost) in exchange for having no points on their licence to therefore their insurance in unaffected.
My question, is it viable to complain in hindsight for a speeding fine and points on the bases it seems extremely unfair that both my husband and brother in law who speed everywhere and seem at times in the past to collect points had the option to avoid them when I did not?0 -
The offer of a speed awareness course is not an automatic right, and they're not offered by all police forces.You can't really complain about the fine, and the fact that you were caught at the bottom of a hill is no defence. It's an absolute offence, the only thing you could attempt if you really wanted would be to take it to court and argue that the speed detector was not properly calibrated (you're unlikely to succeed, and it will be a very expensive exercise).Just suck it up and pay the fine. To be honest, I'm surprised that a single SP30 offence would make a huge difference to your insurance premiums - it's definitely right at the lower end of the "seriousness" scale of offences.0
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Are you sure it was 34? Enforcement normally starts at 35.
I suspect that the lack of a course offer was because of the first lockdown. Classroom courses were stopped for obvious reasons, and it took some time before they got online courses organised.1 -
I too am surprised your insurance went up due to an SP30.
do you know that for a fact?
i.e. did you get quotes with an without SP30?
or did it just rise and you’re assuming it was that?
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When was your renewal?Jenni x0
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speed awareness courses were a classroom based course prior to Covid and because we were all in lockdown they could not offer classroom based courses so the only option was a fine and points
as the pandemic dragged on they started developing and offering speed awareness courses online so you could complete the course without attending
you were unlucky that you were caught during the period of no speed awareness courses. l doubt very much that it would worth appealing retrospectively
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l doubt very much that it would worth appealing retrospectivelyThere is nothing to appeal. The offer of a course (and indeed of a fixed penalty) is entirely at the discretion of the police. Courses have no basis in law, are not covered by any legislation and if you are not offered one you have no case to argue.
Just for information, could you tell us which police force took action against you for 34mph in a 30 limit. As mentioned, enforcement normally begins at 35mph and it would help when advising others if we knew where they can expect to see action taken below the usual threshold.0 -
maz2702 said:I am 52 and had a clean licence since I passed my test at 18. During the first lockdown I got caught on a mobile speeding van (at the bottom of a very steep hill - in my defence?) on my way to work (34 on a 30 road) and received a penalty notice in the post. there was no option of a speed awareness course just pay the fine and have the points on my licence. So with decades of no claim discount my insurance, has gone up due to the speeding points.
During the second lock down both my husband and my brother in law ( who have both been caught speeding a number of times in the past and who both have had multiple points in the past for various reasons) were both on separate occasions caught speeding (one 42 in a 30 the other 78 on the A14). Both were offered the speed awareness course (for a cost) in exchange for having no points on their licence to therefore their insurance in unaffected.
My question, is it viable to complain in hindsight for a speeding fine and points on the bases it seems extremely unfair that both my husband and brother in law who speed everywhere and seem at times in the past to collect points had the option to avoid them when I did not?0 -
lisyloo said:I too am surprised your insurance went up due to an SP30.
do you know that for a fact?
i.e. did you get quotes with an without SP30?
or did it just rise and you’re assuming it was that?
At least part of the reason is speed awareness courses. In days of yore most people with a single speeding ticket had been caught once, just over the limit. But nowadays most people in that situation do a course instead. So nowadays most people with an SP30 have either been caught twice, or were caught quite a long way over the limit. So it's not surprising that insurance companies take a different view of them as a group.
There are other reasons such as the fact that they're no longer allowed to use sex as a rating factor meaning that they have to put more emphasis on the rating factors they can still use. Factors that are correlating to sex, like having speeding convictions, are particularly useful as if you charge people with SP30s more, you are indirectly charging men more. (Men tend to speed more than women)1 -
maz2702 said:I am 52 and had a clean licence since I passed my test at 18. During the first lockdown I got caught on a mobile speeding van (at the bottom of a very steep hill - in my defence?) on my way to work (34 on a 30 road) and received a penalty notice in the post. there was no option of a speed awareness course just pay the fine and have the points on my licence. So with decades of no claim discount my insurance, has gone up due to the speeding points.
During the second lock down both my husband and my brother in law ( who have both been caught speeding a number of times in the past and who both have had multiple points in the past for various reasons) were both on separate occasions caught speeding (one 42 in a 30 the other 78 on the A14). Both were offered the speed awareness course (for a cost) in exchange for having no points on their licence to therefore their insurance in unaffected.
My question, is it viable to complain in hindsight for a speeding fine and points on the bases it seems extremely unfair that both my husband and brother in law who speed everywhere and seem at times in the past to collect points had the option to avoid them when I did not?
I know this because I was caught and given a ticket for speeding, but then months later received a letter saying they decided to take me to court (to my horror 200 miles away) after reviewing recent police judgements. I went online to legal forums place and they said they cannot do this and gave me advice of what to write. I wrote to the head of the police (where I got the ticket) and to my surprise they completely backed out. In the end I never even got the original ticket!! I even got the fine back. The police didn't know the law
Best to let it go and put it down to experience.0
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