What small things will you do this week 31.01.22?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

determined_new_ms

Morning guys hope you've all had a good weekend

Quick post for me as I am running late!

Today:
* grabbed some dhal out of the freezer for lunch and made up some rice 
* tidied up, loaded and ran the DW
* grab something out of the freezer for tea tonight
* return something to Amazon - today is my last chance!
* quick bath
* scan and print something at uni
* catch bus using bus pass
* may day is looking like  uni work, uni, uni work. Maybe a bit of cleaning to break it up!

Ok got to go!

foxgloves

Morning DNMS!
My money saving priorities for this week are garden-based, sorting out a new (free) strawberry bed & preparing everything ready for seed-sowing time. Also intend to sit at my desk to do some number-crunching re this year's savings priorities. I want to work through various scenarios to see which looks most beneficial.
Also intend sorting through all my leftover sock yarn with a view to knitting a few pairs of socks for Mr F. 
Wishing everyone a good start to the week. 
F x

Deb4

today I will just survive the day as my DS was up at 430   and it is one of the days I work.

But I have

Pegged washing out

made dinner for work

Bagpuss741

Thanks for starting the thread @determined_new_ms

Today I have/will

1.  Checked online banking
2.  Been to Home Bargains for cat litter
3.  Surveys
4.  Meals from stores
5.  Cleaned living room
6.  Wiped over all surfaces in kitchen
7.  Duolingo Welsh

EssexHebridean

Morning all - thanks for the thread Determined! 

-Banking is checked and MrEH has been paid - mine will hopefully follow at some stage today. I can then do the start of month money shuffle and get everything where it needs to be.
- There is a small surplus remaining in the joint account from last month - that will be transferred to the Marcus
- My Car was filled with diesel yesterday so that should hopefully last for a couple of weeks
- My car needs it's MoT booking - but we need to get MrEH's back from the garage first!
- Need to check whether my car also needs a service - if it was serviced last year then it will stretch a bit longer yet as it is there on time but not on mileage - but if it wasn't then it will definitely need doing. 
- MrEH emptied the WM and hung the bedding that had been washed on the airer this morning
- DW needs emptied tonight 

Food for the week is planned out - including the rest of a rather tasty curried parsnip and butternut squash soup I made last night which is planned in for tomorrow - it'll get  tin of chick peas and some chorizo thrown in some add some texture and bulk it out a bit. Tonight is pasta, and I can't recall offhand what I wrote down for Wednesday and Thursday.

We also got a big shop done yesterday including lots of items off my "stocking up" list - somehow we managed to find space for it, too! A fraction under £40 spent but we now have stores built back up on cleaning stuff, loo rolls, tins and some other bits. 

Have a good Monday all - Deb4 - hope you stay awake after your disturbed sleep! 

twiggy86

Afternoon all! 

Busy day here at TwigTowers! I'm working from home this week which means saving in petrol but a spend in gas/electric! But today I have/will:

• Checked banks 
• Double check budget for Feb 
• Once pay goes in I will shuffle into correct accounts
• Pay credit cards 
• Load of washing on 30 degree eco wash and hang on airer
• Make sure I've cancelled hello fresh for this month
• Go for a run at lunch - would have gone to the gym (which is next to my work) so trying to make myself active and at least I save the gym credit!
• Pop to shop to buy a few bits I need but will use a voucher to save £4 
• Snap receipt into apps 
• Dinner from stores
• More gift crocheting - found a free pattern for the next one 

That's everything my brain can think of for now! Hope you all have a good day! 

Deb4

EssexHebridean said:

Have a good Monday all - Deb4 - hope you stay awake after your disturbed sleep! 

Thank you, it will be a early night I think, just don't know why he wakes up so early as a baby he was a good sleeper.

It's a cold one today I have two heaters on at work and I'm still cold.

BlueJ94

Hello all,

Very busy thread here today! I worked sainsburys this morning and now doing my other job until 5pm

Not much going on really, going to go home later and make some paprika chicken strips in the air fryer and that's about it

Also trying to drink more water, I've drank 1.5 litres but can't stop weeing TMI haha! 

Brie

banking done. money shifted to correct accts. refunds checked, small bill paid.

dry january starts tomorrow (don't ask) so that should save me a bit of ££ 

Need to take slippers back to shop tomorrow for either refund or exchange for the right size.

DawnW

Afternoon all

Thanks for starting the thread DNMS, nice to see it busy today with old and new 'faces'

Today I have / will:

Dog walk - it was windy and raining a bit, so didn't get too far

Washed my hair and left it to dry on its own

Cleaned the bathroom

Had a text from mobile company telling me that my tariff had ended etc. Looked on their web site and got a new sim only deal with more data, unlimited calls and texts etc for £1.84 less than I have been paying for limited calls,  less data etc. Pleased with that. I didn't want to change provider, as I find the current one reliable. Don't want / need an expensive plan with a new phone etc.

Icyland delivery today. I shall need a few fresh bits from Mr S or similar, but very little, particularly as OH is going away for the coming weekend and there will only be me to feed (apart from DD2 and kids on Saturday no doubt )

Finished up leftovers for lunch

Dinner will be jacket potatoes, tuna mayo and salad. I will make a rhubarb crumble for afters (this probably last the rest of the week, not just today).

I will need to log Icyland spends plus a small Amaz*n spend on my spreadsheet.

And price up some items to take to my sales unit tomorrow afternoon.