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It's getting tough out there. Feeling the pinch?
Comments
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tooldle said:ladyholly said:
Without wishing to citicise. How do you make curry if you dont cook. I assume you buy it ready made and the same with soup. The prices of ready made food is generally higher than cooking from scratch and would be out of the budget for many famillies. Obviously I dont know what elese you eat but for someone doing a physical job cheese salad would not provide the nutrients or calories needed to stay healthy. Not everyone who has a very limited budget is retired/ unemployed.I don't eat any of the above. I have soup in the freezer which I'll defrost if I'm desperate, ditto curry. I am rather fond of bread, cheese, salad and cake.
As a child I hated my mum's food and would have a sandwich / cereal instead. Mum said I would get sick of eating bread within a couple of weeks but I never have! I don't have a manual job but I do work very long hours and it is unusual to have a break at lunchtime, but I like to take 15mins out for my coffee around 2.30pm. I didn't realise what is normal for me is so unusual for other people!
Tea and toast is fine for a spell as many of us have reserves to keep us going, but its not what you would call a balanced diet suitable for a long period of time.No man is worth crawling on this earth.
So much to read, so little time.11 -
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I am trying to grow cucumbers unfortunately something in the garden seems to think the plants are for them. Any suggestions gratefully received.5
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ladyholly said:I am trying to grow cucumbers unfortunately something in the garden seems to think the plants are for them. Any suggestions gratefully received.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
Rosa_Damascena
Wedding young is nothing new and opportunities were far more limited in previous generations. No grown up likes living by another's rules but that was all the more incentive to prepare for the future: patience and saving were a standard approach back then. There's still an element of saving (although far less at the end of the month to save) but fewer of the younger generations who are used to having what they want in real time would pass the Marshmallow Test.
And I remember my grandparents talking about people getting things "on the tick" and "the never-never"! I don't think buy now, pay later is a "younger generation" thing, it just comes in different forms these days.10 -
Thank you I will try that.2
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SadieO said:Rosa_Damascena
Wedding young is nothing new and opportunities were far more limited in previous generations. No grown up likes living by another's rules but that was all the more incentive to prepare for the future: patience and saving were a standard approach back then. There's still an element of saving (although far less at the end of the month to save) but fewer of the younger generations who are used to having what they want in real time would pass the Marshmallow Test.
And I remember my grandparents talking about people getting things "on the tick" and "the never-never"! I don't think buy now, pay later is a "younger generation" thing, it just comes in different forms these days.6 -
Really well put @EssexHebridean!Ermutigung wirkt immer besser als Verurteilung.
Encouragement always works better than judgement.5 -
Do current FTB have it hard?
Things are cheaper now than back in the 60's, 70's and 80's, minimum wage, more equal pay for women. I bought my first house in the late 90's, I had a bed and nothing else. Most things we need / use now are much, much cheaper... Tv's, washers, microwaves and so on and no internet so finding and buying and find cheap deals was limited. Supermarkets didn't do 2 4 1 or 50% off and no cheap shops such as H3ron (not that I remember anyway).
I bought my first laptop in 2003 I am now on my second one, I have a tablet which is still going strong bought 2016, my current mobile was bought late 2016. Current children / relatives children have had many, many more.
I have 2 step children at university, both have expensive 1k or more mobiles, one drives a German car, both of the cars they have are quite new, they both work and save which I have helped with, but they don't appear to grasp the concept of 'you can't have everything'. I am proud of them as they have a good work ethic.
Being a FTB can be hard at anytime, I do not think current times make things harder... (excluding London / or similar areas).MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69684 -
Yes, it is harder for FTB now. The income to house price ratio is much higher. In 1996, this ratio was 3. By 2020, it was closer to 7. This ratio is much higher in London. House prices have risen at much higher rates than the average income, sadly, and having other things available at a cheaper rate is no longer sufficient to plug the gap (it was for a while).
February wins: Theatre tickets15
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