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Eligible for Universal Credit or Not?

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Good Afternoon,

Im hoping for some advice please or guidance.

My husband is a Director and employee of his Limited Company.  At the end of November he had to had surgery on his foot, which has resulted in him being unable to work or drive.  This was only supposed to be until approximately 6th Jan 2022.  Unfortunately, after recent x-rays working is not going to be possible, and more surgery is required!

My husband has never had a day absent from work.  We are starting to panic, as we depend on him working to cover our outgoings for the business and personal life. I did notify our accountant prior to his surgery, as we had no knowledge if he was entitled to claim any sick pay......to which we were advised there was nothing that could be claimed.  If we did claim SSP, its the business who would be paying it, therefore no point, as robbing Peter to pay Paul!

Also, in this situation, should my husband still be drawing down his monthly wage ( even when not working?).   Is there anything else we should be doing?  Its worrying, as the bills, mortgage, merchants, outstanding invoices still have to be paid.  

Do we start a UC Claim, which we will attend an appointment at the local job centre.  If the business has a profit balance, will we be entitled to any UC payments?

Thanks 

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