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Responding to LBC

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  • How does this sound:

    Ref: xxxxx
     
    Dear Sir or Madam,
     
    I write to you in acknowledgement of your “Letter Before Action” dated XXXX.
     
    In light of your intended pursuit of claimed debt I am seeking debt advice, however I deny any and all debt. The case should be put on hold for no less than 30 days under the Practice Direction for Pre-Action for debt claims 4.2.
     
    Please not that Subject Access Request (SAR) has been made to your client.
     
    Sincerely
     
    Mr L Hanging Fruit
  • Coupon-mad
    Coupon-mad Posts: 151,369 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You haven't said you are seeking debt advice.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
  • jay909
    jay909 Posts: 9 Forumite
    First Post
    You haven't said you are seeking debt advice.
    "In light of your intended pursuit of claimed debt I am seeking debt advice" - is that sufficient?
  • jay909
    jay909 Posts: 9 Forumite
    First Post
    Is my draft above sufficient? This should be emailed rather than mailed in post? The LBC does not give any email contact details but I found any enquries@ email address, does this suffice. Looking to avoid possible claim that my response wasn't received.
  • Redx
    Redx Posts: 38,084 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 26 January 2022 at 7:48PM
    jay909 said:
    You haven't said you are seeking debt advice.
    "In light of your intended pursuit of claimed debt I am seeking debt advice" - is that sufficient?
    No , it should say you are seeking debt management advice

    Email is the usual contact method these days , unless the claimant expressly forbids it
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    jay909 said:
    You haven't said you are seeking debt advice.
    "In light of your intended pursuit of claimed debt I am seeking debt advice" - is that sufficient?
    Yes of course. That's fine.
  • Is there any recommendation to send a SAR to the debt recovery company, I am aware that these are much like a shell company set up by the parking companies to intimidate. Or given this fact can I expect to receive this data in the original SAR made to the PPC itself?
  • Coupon-mad
    Coupon-mad Posts: 151,369 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not unless you want copies of all the debt demands to show intimidation and misleading rubbish.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
    Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD
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