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Responding to LBC

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Hi - my first post please be gentle.

Brief history of case, late 2017 received a PCN - in short:

NtK did not comply with Schedule 4 Protection of Freedoms Act 2012
I was denied opportunity to appeal and price was hiked - failure to comply with IPC Code of Practice
Signage was mis-leading - IPC Code of Practice v6

I stopped communicating when I started to receive the robo-claim letters from debt recovery and solicitors. This week 4 years after the letters stopped I have recieved LBC. I have drafted a letter in accordance with Practice Direction for Pre-Action conduct. I have outlined all the points which make up my dispute. I have also made a request to PPC for SAR.

Is there anything else at this stage, should I post my draft LBC response.

I'm encouraged by the community of support to fight these cowboys, I think I have a very strong case and I'm ready to take this all the way.



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Comments

  • Redx
    Redx Posts: 38,084 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    SAR done , good , tick

    A simple one liner to place the matter on hold for 30 days whilst you seek debt management advice is all we recommend , no fancy speeches , no long letters , a simple short email will suffice

    Only those 2 tasks need doing , for now
  • Umkomaas
    Umkomaas Posts: 43,305 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Which parking firm, and which solicitors are representing them? No MI5 stuff please.
    Please note, we are not a legal advice forum. I personally don't get involved in critiquing court case Defences/Witness Statements, so unable to help on that front. Please don't ask. .

    I provide only my personal opinion, it is not a legal opinion, it is simply a personal one. I am not a lawyer.

    Give a man a fish, and you feed him for a day; show him how to catch fish, and you feed him for a lifetime.

    Private Parking Firms - Killing the High Street
  • jay909
    jay909 Posts: 9 Forumite
    First Post
    Umkomaas said:
    Which parking firm, and which solicitors are representing them? No MI5 stuff please.
    Apologies - UK Car Parking Management and Gl@d$tones.
  • jay909
    jay909 Posts: 9 Forumite
    First Post
    Redx said:
    SAR done , good , tick

    A simple one liner to place the matter on hold for 30 days whilst you seek debt management advice is all we recommend , no fancy speeches , no long letters , a simple short email will suffice

    Only those 2 tasks need doing , for now
    I should respond to the LBC though - is it my chance to let them know I am not long hanging fruit?
  • Redx
    Redx Posts: 38,084 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 25 January 2022 at 9:04PM
    jay909 said:
    Redx said:
    SAR done , good , tick

    A simple one liner to place the matter on hold for 30 days whilst you seek debt management advice is all we recommend , no fancy speeches , no long letters , a simple short email will suffice

    Only those 2 tasks need doing , for now
    I should respond to the LBC though - is it my chance to let them know I am not long hanging fruit?
    Your one liner is the correct response , not tit for tat letters

    They won't care about your status or stance , they simply want your money

    The reply is to deny the alleged debt and put the matter on hold whilst you seek debt management advice , nothing more ( do not fill in the financial forms either )
  • Ok so I'll respond as you have recommended, what is the next stage, presumably this gives 30 more days to prepare?

  • Redx
    Redx Posts: 38,084 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    jay909 said:
    Ok so I'll respond as you have recommended, what is the next stage, presumably this gives 30 more days to prepare?

    Correct , plus time for the SAR reply to arrive , before the court claim arrives ( that is the next stage , obvious really 🤔🤔 )

    LBC ( SAR plus 30 days hold notice ) , followed by a court claim pack from the CCBC in Northampton , then you read the newbies FAQ sticky thread near the top of the forum in announcements , fifth post and second post, followed by reading the template defence post by coupon mad , again in announcements , followed by reading a dozen or more recent court claim threads too

    So a bit like location location , except it's research , research , and more reading and research 🤔🤔
  • I'm going to write this letter, excuse my newbie-ness but I state that "I am seeking debt advice, thefore... blah 30 days" - or is there no need to make reference. TY
  • Redx
    Redx Posts: 38,084 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 26 January 2022 at 12:45AM
    jay909 said:
    I'm going to write this letter, excuse my newbie-ness but I state that "I am seeking debt advice, thefore... blah 30 days" - or is there no need to make reference. TY
    And deny any alleged debt to the claimant

    Why not just post your proposed draft ? Or read other recent posts that have the correct concise words and copy them ? I don't understand why you haven't posted your draft yet ,  for critique
  • Le_Kirk
    Le_Kirk Posts: 24,503 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    jay909 said:
    I'm going to write this letter, excuse my newbie-ness but I state that "Whilst I deny any debt exists, I am seeking debt advice, thefore... therefore, in line with the pre-action protocol for debt claims 4.2, I require the case to be put on hold for a minimum of blah 30 days" - or is there no need to make reference. TY
    Maybe just add as above.  FYI https://www.justice.gov.uk/courts/procedure-rules/civil/pdf/protocols/debt-pap.pdf
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