highview parking ccj letter

huge24

hello, i am new to this website and forum and am seeking help please. i have received a ccj from highview parking for £448.70. this must be from a long time ago, i have no idea what to do. i have looked around on here but there is so much information and diff advice i feel a bit confused by it all. should i just pay the amount even though i cant afford it so that it doesnt appear on my credit file. many thanks in advance from a complete newbie

Le_Kirk

Date of CCJ please as that will affect the advice given.  NEWBIE sticky contains advice for getting it set aside if it is more than one month ago (you only say "long time ago") hence why I asked for date.

D_P_Dance

All/nearly all you need to know is in the newbies.  Please read this and complainto your MP as nothing has been done.

https://www.dailymail.co.uk/news/article-3786132/I-ll-end-credit-rating-scandal-pledges-PM-acts-Mail-exposes-rulings-ruined-lives.html

Redx

Is it a CCJ ? If it is and it's more than a month ago , paying it won't stop it affecting your credit rating , only if it's less than a month old can you do so

Or is it a court claim pack from the CCBC in Northampton ? An N1 pack ? If it is , what is the issue date ? ( I suspect that you have a court claim pack , not a judgment )

huge24

Le_Kirk said:

Date of CCJ please as that will affect the advice given.  NEWBIE sticky contains advice for getting it set aside if it is more than one month ago (you only say "long time ago") hence why I asked for date.

hello there. the date of ccj issue date is 12 jan 2022

huge24

yes it is a claim pack from northampton

Le_Kirk

Given the date of issue, it is likely that you still have a couple of weeks to pay it or decide if you want to go for set-aside.

1505grandad

"yes it is a claim pack from northampton"  -  so not a ccj?

Coupon-mad

Le_Kirk said:

Given the date of issue, it is likely that you still have a couple of weeks to pay it or decide if you want to go for set-aside.

It's not a CCJ, the OP is muddling up a claim form with CCJs.

KeithP

Oh dear... why all this talk about a CCJ?
No Judgment has been made.

huge24 said:

yes it is a claim pack from northampton

huge24 said:

issue date is 12 jan 2022

With a Claim Issue Date of 12th January, you have until Monday 31st January to file an Acknowledgment of Service but there is nothing to be gained by delaying it. 

To file an AoS, follow the guidance in the Dropbox file linked from the second post in the NEWBIES thread.

Having filed an AoS in a timely manner, you have until 4pm on Monday 14th February 2022 to file your Defence.

That's nearly three weeks away. Plenty of time to produce a Defence, but please don't leave it to the last minute.

To create a Defence, and then file a Defence by email, look again at the second post on the NEWBIES thread - immediately following where you found the Acknowledgment of Service instructions.

Don't miss the deadline for filing an Acknowledgment of Service, nor that for filing a Defence.

Do not try and file a Defence via the MoneyClaimOnline website. Once an Acknowledgment of Service has been filed, the MCOL website should be treated as 'read only'.

Le_Kirk

Coupon-mad said:

Le_Kirk said:

Given the date of issue, it is likely that you still have a couple of weeks to pay it or decide if you want to go for set-aside.

It's not a CCJ, the OP is muddling up a claim form with CCJs.

Yep, another one, it is just the way the first post said: -

huge24 said:
i have received a ccj from highview parking