What Small Things Will You Do This Week 24/01/22

Bagpuss741

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

Bagpuss741

Today I have/will:

1.  Checked online banking
2.  Paid Tesco credit card
3.  NSD
4.  Meals from stores
5.  Clean cats bowls/mats (good scrub and disinfected)
6.  Reorganise fridge as stuff gets pushed to the back and then doesn't get used
7.  Ironing
8.  Duolingo Welsh

determined_new_ms

Morning Bagpuss thanks for starting us off - just want to say to everyone keeping this thread going, thank you! I've been coming here for years14 now! And have had a lot of support, solidarity and friendship over the years. Just occurred to me what a tragedy it would be is it fizzles out! (come on all you old timers lurking, post!)

Ok need to be quick as want to use my time wisely today:

* NSD - I do not need anything have everything I need at home!
* working on my research proposal - all day except for 45 min lunch - I want to get current section done and start on another....
* do a quick/free exercise video in my lunch break
* make a batch of bacon and veg couscous, so I can have it during the week
* TOMM this evening - lounge
* migt make a wneck warmer tonight out of some fabric I have in stores. Also take up a pair of trousers for madam

Ok better go. Hope you all have a great day 

twiggy86

Morning all! 

I hope you all had a good weekend. 

@jadewest94 - love the pics of your pooch!!! 

Today I have/will:

• Check banks (looks grim)
• Check TCB (nothing payable yet)
• Take pooch for a quick walk
• Pop a load of washing on a 30 degree eco wash - OH will hang on airer to dry once it's finished 
• Make lunch to take to work 
• Check cheapest place to buy something 
• Go to gym class at lunch (block of class already purchased - actually was a gift from my boss!)
• Dinner from stores
• Start making a meal plan for the week - see what meals I can get out of what we already have! 
• Start crocheting a gift
• Check pattern books to decide on next thing to make  

That's everything I can think of for now but will update later if I do anything else! 

Hope you have a good day.

Twigs

BlueJ94

Thank you @twiggy86

To do

Phone Likely Loans on lunch as they cancelled my payment plan and have asked for the full £830, that I don't have

Budget as I keep putting this off
Check where I've been wasting my money this past month or so 

Bagpuss741

@jadewest94. Where do they think you can come up with that sort of money??

KiaraKiwa

Such bottlenecks

BlueJ94

Bagpuss741 said:

@jadewest94. Where do they think you can come up with that sort of money??

From thin air apparently I'm gonna ring them and tell them they can have £30pm or I simply won't be paying them anything

DawnW

Afternoon all

Thanks for starting the thread, @Bagpuss741

Nice to 'see' you back @determined_new_ms

Loads of housework today, blitzed bedroom + spare, bathrooms x 2 and first landing. Left OH's den (3rd bedroom) as it is full of his carp and I don't go in there. Still need to tackle 2 flights of stairs.....

Load of washing done, currently hanging limply on the line. It won't have dried much, if at all. It will need to come in and go on the airer.

Dog walked first thing, DD and GS came round for lunch, but apart from that (and now) I haven't stopped.

I need to either make some bread or pop to the corner shop and buy some. I need cream as well, as I want to make a mushroom flan - but I could do that tomorrow when I have to go out anyway, and the supermarket would be cheaper than the corner shop, and have nicer bread. Breadmaker wins for now I guess!

Dinner will be easy, as there is pie left from yesterday

No heating, as it isn't freezing all the time any more, or not for now, anyway. OH will light the stove shortly though.

Time to vacuum those stairs I think!

carrielovesfanta

Morning folks

Sorry for being a bit AWOL - had a bit of a family 'mare over the weekend as my nephew got arrested I won't go into why as obvs court/identifying people etc but on the plus side, no one was badly hurt and he hasn't pinched anything. 

Anyhoo, back to moneysaving - just the usual going on here. We are in the process of getting all of OH's instruments fixed/serviced so there's a LOT of outlay here at the moment. At least it's tax deductable and my overtime is paying for it. Bleugh. I'd rather have a holiday

Need to get on top of the heating at home a bit. I seem to be very cold at the moment. Or maybe that's just January? 

Have a good one all

clf x

ziggy2407

Back to some sort of normality, todays plans:

Check Bank & make PAD - Done
Swagbucks - 
Ironing - 
Re-share referral codes (every little helps)
Enter a few comps - 
Purge a few emails - 
Read -  
All meals from cupboards/fridge/freezer - 
Check: PMP, WinaDinner, Freejackpot (referral available £1 giftcard when you sign up, free daily draws and a mega monthly draw) 

Have a good day! 

C x