What Small Things Will You Do This Week 24/01/22

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
Tesco: £1097.00, Vanquis: £2188.74, Very: £500.07, Next: £1532.54 M&S: £1829.25. As of 1st February 2023
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1. Checked online banking
2. Paid Tesco credit card
3. NSD
4. Meals from stores
5. Clean cats bowls/mats (good scrub and disinfected)
6. Reorganise fridge as stuff gets pushed to the back and then doesn't get used
7. Ironing
8. Duolingo Welsh
Ok need to be quick as want to use my time wisely today:
* NSD - I do not need anything have everything I need at home!
* working on my research proposal - all day except for 45 min lunch - I want to get current section done and start on another....
* do a quick/free exercise video in my lunch break
* make a batch of bacon and veg couscous, so I can have it during the week
* TOMM this evening - lounge
* migt make a wneck warmer tonight out of some fabric I have in stores. Also take up a pair of trousers for madam
Ok better go. Hope you all have a great day
Womblng 2020:
NSD Jan 2/18 YTD: 2
I hope you all had a good weekend.
@jadewest94 - love the pics of your pooch!!!
Today I have/will:
- Check banks (looks grim)
- Check TCB (nothing payable yet)
- Take pooch for a quick walk
- Pop a load of washing on a 30 degree eco wash - OH will hang on airer to dry once it's finished
- Make lunch to take to work
- Check cheapest place to buy something
- Go to gym class at lunch (block of class already purchased - actually was a gift from my boss!)
- Dinner from stores
- Start making a meal plan for the week - see what meals I can get out of what we already have!
- Start crocheting a gift
- Check pattern books to decide on next thing to make
That's everything I can think of for now but will update later if I do anything else!Hope you have a good day.
Twigs
To do
Phone Likely Loans on lunch as they cancelled my payment plan and have asked for the full £830, that I don't have
Budget as I keep putting this off
Check where I've been wasting my money this past month or so
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
Sorry for being a bit AWOL - had a bit of a family 'mare over the weekend as my nephew got arrested
Anyhoo, back to moneysaving - just the usual going on here. We are in the process of getting all of OH's instruments fixed/serviced so there's a LOT of outlay here at the moment. At least it's tax deductable and my overtime is paying for it. Bleugh. I'd rather have a holiday
Need to get on top of the heating at home a bit. I seem to be very cold at the moment. Or maybe that's just January?
Have a good one all
clf x
Check Bank & make PAD - Done
Swagbucks -
Ironing -
Re-share referral codes (every little helps)
Enter a few comps -
Purge a few emails -
Read -
All meals from cupboards/fridge/freezer -
Check: PMP, WinaDinner, Freejackpot (referral available £1 giftcard when you sign up, free daily draws and a mega monthly draw)
Have a good day!
C x
2023 Crafts: