📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hit and run on motorway

Options
2»

Comments

  • DB1904
    DB1904 Posts: 1,240 Forumite
    1,000 Posts First Anniversary Name Dropper
    booter said:
    DB1904 said:
    If the vehicle was an artic what reg are they looking at the trailer or the tractor unit?
    angrycrow said:
    As above post some countries register lorries different to the UK with separate registrations for the trailer and cab. Guessing this is the case here and the dash cam only captures the trailer registration so the police are unable to locate the lorry.

    As your sons insurers will be unable to locate the responsible lorry this will be a fault claim if he uses his own insurers. Either way he needs to declare it to his insurers and it will effect his renewal next year. 
    Thanks, I didn't know this 😔 It was the trailer reg (taken as the lorry sped (sp?!) off 🤬
    Do you know what country the vehicle was from?

    There are two possibilities the trailer has the same reg as the unit or it doesn't. Even if it doesn't it has a registration number for a reason. 

    If he know what country it came from it maybe worth a go trying to get more info from the MIB.

    https://www.mib.org.uk/making-a-claim/accidents-in-the-uk-involving-a-foreign-registered-vehicle/find-a-uk-representative-of-a-foreign-insurance-company/


    Does he know If was definitely a foreign truck pulling it? 
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Serious damage on the motorway and £1500 repair bill don't seem to match up to me.  If this quote was from a local independent garage it may still mean the insurance will write the car off but he could buy it back and get it fixed, so not as far out of pocket.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • born_again
    born_again Posts: 20,493 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    DB1904 said:
    In cases like this it should be a simple case of reg flagged at all ports. When it tries to leave it gets impounded. Driver is taken to court & their insurance is then forced to pay of lorry is kept impounded.
    Not sure how that would work, the driver may have failed to stop but would need to prove they were aware. What would you suggest happen is the driver failed to stop but wasn't to blame? A law saying their insurance must pay even though they aren't liable. 
    Well yes proof would be required. 
    Even if driver was not to blame. You are supposed to stop.

    If they knew they could be impounded they would be more likely to stop (if aware) which many are not it would seem. As they would know they could not leave the country without investigation.
    Life in the slow lane
  • DB1904
    DB1904 Posts: 1,240 Forumite
    1,000 Posts First Anniversary Name Dropper
    DB1904 said:
    In cases like this it should be a simple case of reg flagged at all ports. When it tries to leave it gets impounded. Driver is taken to court & their insurance is then forced to pay of lorry is kept impounded.
    Not sure how that would work, the driver may have failed to stop but would need to prove they were aware. What would you suggest happen is the driver failed to stop but wasn't to blame? A law saying their insurance must pay even though they aren't liable. 
    Well yes proof would be required. 
    Even if driver was not to blame. You are supposed to stop.

    If they knew they could be impounded they would be more likely to stop (if aware) which many are not it would seem. As they would know they could not leave the country without investigation.
    Add collision offences to the current graduated fixed penalty tickets and it's job done. 
  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    DB1904 said:
    In cases like this it should be a simple case of reg flagged at all ports. When it tries to leave it gets impounded. Driver is taken to court & their insurance is then forced to pay of lorry is kept impounded.
    Not sure how that would work, the driver may have failed to stop but would need to prove they were aware. What would you suggest happen is the driver failed to stop but wasn't to blame? A law saying their insurance must pay even though they aren't liable. 
    Well yes proof would be required. 
    Even if driver was not to blame. You are supposed to stop.

    If they knew they could be impounded they would be more likely to stop (if aware) which many are not it would seem. As they would know they could not leave the country without investigation.
    £1,500 of damage is not a lot, contrary to the original post and the reality is that a artic lorry at motorway speeds hitting a car and causing modest damage is very unlikely to have felt anything in the cab to even know a collision has occurred.

    If the OP puts it in the hands of their insurers they will most likely buy a copy of the police report that will hopefully have the registration plate as seen in the CCTV. That then goes to the MIB who identifies the foreign insurer, policy number and their UK representative. The claim then progresses as normal but at a much slower pace as most UK representatives have no delegated authority and do little more than act as a translation services and advisor on UK liability law to their foreign insurance partner. 

    If they dont want to risk claiming on their insurance there is little they can do as the MIB untraced driver agreement only covers uninsured losses and the OP has already confirmed there is comp insurance in place and no injury.
  • booter
    booter Posts: 1,691 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    DB1904 said:
    booter said
    DB1904 said:
    If the vehicle was an artic what reg are they looking at the trailer or the tractor unit?
    angrycrow said:
    As above post some countries register lorries different to the UK with separate registrations for the trailer and cab. Guessing this is the case here and the dash cam only captures the trailer registration so the police are unable to locate the lorry.

    As your sons insurers will be unable to locate the responsible lorry this will be a fault claim if he uses his own insurers. Either way he needs to declare it to his insurers and it will effect his renewal next year. 
    Thanks, I didn't know this 😔 It was the trailer reg (taken as the lorry sped (sp?!) off 🤬
    Do you know what country the vehicle was from?

    There are two possibilities the trailer has the same reg as the unit or it doesn't. Even if it doesn't it has a registration number for a reason. 

    If he know what country it came from it maybe worth a go trying to get more info from the MIB.

    https://www.mib.org.uk/making-a-claim/accidents-in-the-uk-involving-a-foreign-registered-vehicle/find-a-uk-representative-of-a-foreign-insurance-company/


    Does he know If was definitely a foreign truck pulling it? 
    He doesn't know what country - just that's what the police told him that it's a "continental" truck.theoretica said:
    Serious damage on the motorway and £1500 repair bill don't seem to match up to me.  If this quote was from a local independent garage it may still mean the insurance will write the car off but he could buy it back and get it fixed, so not as far out of pocket.
    £1500 minimum - still waiting for the garage to finish assessing/quoting. 
  • booter
    booter Posts: 1,691 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sandtree said: 
    £1,500 of damage is not a lot, contrary to the original post and the reality is that a artic lorry at motorway speeds hitting a car and causing modest damage is very unlikely to have felt anything in the cab to even know a collision has occurred.

    If the OP puts it in the hands of their insurers they will most likely buy a copy of the police report that will hopefully have the registration plate as seen in the CCTV. That then goes to the MIB who identifies the foreign insurer, policy number and their UK representative. The claim then progresses as normal but at a much slower pace as most UK representatives have no delegated authority and do little more than act as a translation services and advisor on UK liability law to their foreign insurance partner
    Minimally £1500 - still waiting for the garage to finish assessing and quote.

    I suspect the driver knew - apparently they had eye to eye contact!

    Thanks for the information though 😊
  • DB1904
    DB1904 Posts: 1,240 Forumite
    1,000 Posts First Anniversary Name Dropper
    booter said:
    DB1904 said:
    booter said
    DB1904 said:
    If the vehicle was an artic what reg are they looking at the trailer or the tractor unit?
    angrycrow said:
    As above post some countries register lorries different to the UK with separate registrations for the trailer and cab. Guessing this is the case here and the dash cam only captures the trailer registration so the police are unable to locate the lorry.

    As your sons insurers will be unable to locate the responsible lorry this will be a fault claim if he uses his own insurers. Either way he needs to declare it to his insurers and it will effect his renewal next year. 
    Thanks, I didn't know this 😔 It was the trailer reg (taken as the lorry sped (sp?!) off 🤬
    Do you know what country the vehicle was from?

    There are two possibilities the trailer has the same reg as the unit or it doesn't. Even if it doesn't it has a registration number for a reason. 

    If he know what country it came from it maybe worth a go trying to get more info from the MIB.

    https://www.mib.org.uk/making-a-claim/accidents-in-the-uk-involving-a-foreign-registered-vehicle/find-a-uk-representative-of-a-foreign-insurance-company/


    Does he know If was definitely a foreign truck pulling it? 
    He doesn't know what country - just that's what the police told him that it's a "continental" truck.theoretica said:
    Serious damage on the motorway and £1500 repair bill don't seem to match up to me.  If this quote was from a local independent garage it may still mean the insurance will write the car off but he could buy it back and get it fixed, so not as far out of pocket.
    £1500 minimum - still waiting for the garage to finish assessing/quoting. 
    Does he even have the reg number or are the police just looking for excuses not to deal with this?
  • born_again
    born_again Posts: 20,493 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    booter said:

    I suspect the driver knew - apparently they had eye to eye contact!

    Thanks for the information though 😊
    There is a saying in the biking community. I had eye to eye contact but they did not see me. SMIDSY

    To be able to see eye to eye contact you need to really close. Otherwise they are just looking in your direction but not at you.

    So where did the lorry hit the car?
    Life in the slow lane
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.