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Hit and run on motorway
Hi all. The lad (19) was crashed into on the motorway by a truck with non uk reg. His car was seriously damaged, and he's lucky to have walked away with just a few aches and pains. The truck didn't stop or report 🤬
The lad reported, expecting the police to make attempts to locate the driver, but they then said that cctv footage shows a non uk reg. They said there was no way to get the driver's insurance details, so they can't take it any further and passed the case directly to Highways England. Highways England can't investigate, and don't know why the police haven't/can't/won't 🤷♂️ Not even sure why it's been passed to them!?
Oh, and their best advice was to speak to the CAB.🤨
Long story short, he has a 9K car, fully comp insurance which cost him nearly 2K but no ncb. If he makes a claim, the cost of future insurance will be crippling, so he doesn't want to claim. It's looking like the repairs are going to be at least 1.5K 😔 (not yet had the full estimate)
He's worked and saved so hard to buy this car and get the insurance (no outstanding finance) and it seems so unfair that he's going to be badly financially penalised for something that wasn't his fault! But, I'm just glad he's ok - it could have so easily been a different story 😑
Can anyone offer any advice or suggestions please?!
The lad reported, expecting the police to make attempts to locate the driver, but they then said that cctv footage shows a non uk reg. They said there was no way to get the driver's insurance details, so they can't take it any further and passed the case directly to Highways England. Highways England can't investigate, and don't know why the police haven't/can't/won't 🤷♂️ Not even sure why it's been passed to them!?
Oh, and their best advice was to speak to the CAB.🤨
Long story short, he has a 9K car, fully comp insurance which cost him nearly 2K but no ncb. If he makes a claim, the cost of future insurance will be crippling, so he doesn't want to claim. It's looking like the repairs are going to be at least 1.5K 😔 (not yet had the full estimate)
He's worked and saved so hard to buy this car and get the insurance (no outstanding finance) and it seems so unfair that he's going to be badly financially penalised for something that wasn't his fault! But, I'm just glad he's ok - it could have so easily been a different story 😑
Can anyone offer any advice or suggestions please?!
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Comments
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Have you notified his insurance company yet as that is a requirement even if you don't claim on the policy.
I also don't know if the insurance company will have ways of tracking down the insurance details from the reg, similar to the way it works in the UK.
Also, I'd suggest making sure that any cctv footage is retained, if that's possible, as if you do find a way of tracing the vehicle that will be important.4 -
If the vehicle was an artic what reg are they looking at the trailer or the tractor unit?2
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As above post some countries register lorries different to the UK with separate registrations for the trailer and cab. Guessing this is the case here and the dash cam only captures the trailer registration so the police are unable to locate the lorry.
As your sons insurers will be unable to locate the responsible lorry this will be a fault claim if he uses his own insurers. Either way he needs to declare it to his insurers and it will effect his renewal next year.1 -
In cases like this it should be a simple case of reg flagged at all ports. When it tries to leave it gets impounded. Driver is taken to court & their insurance is then forced to pay of lorry is kept impounded.Life in the slow lane3
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booter said:Hi all. The lad (19) was crashed into on the motorway by a truck with non uk reg. His car was seriously damaged, and he's lucky to have walked away with just a few aches and pains. The truck didn't stop or report 🤬
It is possible that the lorry driver was unaware that he hit your son's car. How likely is that from your son's description of what happened?
Please don't take offence at this but is it possible that your son was partly or wholly at fault for the accident?A man walked into a car showroom.
He said to the salesman, “My wife would like to talk to you about the Volkswagen Golf in the showroom window.”
Salesman said, “We haven't got a Volkswagen Golf in the showroom window.”
The man replied, “You have now mate".2 -
born_again said:In cases like this it should be a simple case of reg flagged at all ports. When it tries to leave it gets impounded. Driver is taken to court & their insurance is then forced to pay of lorry is kept impounded.
Anyone could claim wrongly or maliciously that Lorry XXX YYY has caused an accident and not stopped.
Who would decide on the truth?
It would be very unfair for a completely innocent foreign truck driver to be detained and have his lorry impounded for days or weeks while investigations take place.
A man walked into a car showroom.
He said to the salesman, “My wife would like to talk to you about the Volkswagen Golf in the showroom window.”
Salesman said, “We haven't got a Volkswagen Golf in the showroom window.”
The man replied, “You have now mate".1 -
GrumpyDil said:Have you notified his insurance company yet as that is a requirement even if you don't claim on the policy.
I also don't know if the insurance company will have ways of tracking down the insurance details from the reg, similar to the way it works in the UK.
Also, I'd suggest making sure that any cctv footage is retained, if that's possible, as if you do find a way of tracing the vehicle that will be important.
Not sure how I can ensure cctv footage is retained though?! Police pass the buck to Highways England and they just say they can't provide it!0 -
DB1904 said:If the vehicle was an artic what reg are they looking at the trailer or the tractor unit?angrycrow said:As above post some countries register lorries different to the UK with separate registrations for the trailer and cab. Guessing this is the case here and the dash cam only captures the trailer registration so the police are unable to locate the lorry.
As your sons insurers will be unable to locate the responsible lorry this will be a fault claim if he uses his own insurers. Either way he needs to declare it to his insurers and it will effect his renewal next year.0 -
Belenus said:booter said:Hi all. The lad (19) was crashed into on the motorway by a truck with non uk reg. His car was seriously damaged, and he's lucky to have walked away with just a few aches and pains. The truck didn't stop or report 🤬
It is possible that the lorry driver was unaware that he hit your son's car. How likely is that from your son's description of what happened?
Please don't take offence at this but is it possible that your son was partly or wholly at fault for the accident?
Not offended by the possibility that some fault may lie with him - after all, I wasn't there, so at the moment (without the cctv footage) I can't be 100% certain.0 -
born_again said:In cases like this it should be a simple case of reg flagged at all ports. When it tries to leave it gets impounded. Driver is taken to court & their insurance is then forced to pay of lorry is kept impounded.0
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