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Bungalows

Hello everyone.  I’ve been house hunting for a while.  I’ve seen a bungalow I like the look of.  Is there anything I need to consider? Are they harder to mortgage?  I understand they can be costly to heat.  
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Comments

  • lincroft1710
    lincroft1710 Posts: 18,656 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Why would they be costly to heat or harder to mortgage? They are just a house with all the accommodation on one floor.
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • youth_leader
    youth_leader Posts: 2,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm 64 and bought a bungalow, personally I don't like living on one level.  Anywhere will be costly to heat if it isn't insulated - I've just found out the flat roof here isn't.  
    £216 saved 24 October 2014
  • 74jax
    74jax Posts: 7,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Why would they be costly to heat or harder to mortgage? They are just a house with all the accommodation on one floor.
    I think because there isn't an additional floor for all the heat to go through. 
    Forty and fabulous, well that's what my cards say....
  • boxer234
    boxer234 Posts: 393 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Why would they be costly to heat or harder to mortgage? They are just a house with all the accommodation on one floor.
    I don’t know that’s why I’m asking  :) I’ve never considered one before. 
  • boxer234 said:
    Hello everyone.  I’ve been house hunting for a while.  I’ve seen a bungalow I like the look of.  Is there anything I need to consider? Are they harder to mortgage?  I understand they can be costly to heat.  
    We are a young family of 5 and we love our bungalow we bought in 2020. I dont know where you got the idea that it's hard to obtain mortgage for it and in fact the bungalows here in our area is proven to be quite popular. The value of our house increased by 84 grand in less than 2 years (of course that is due to renovations we have done in the property).
    save for the rainy days
  • boxer234
    boxer234 Posts: 393 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    I'm 64 and bought a bungalow, personally I don't like living on one level.  Anywhere will be costly to heat if it isn't insulated - I've just found out the flat roof here isn't.  
    I quite like the idea of one level it’s only me and the dogs.  Currently it’s a long walk downstairs to my bathroom. 
  • boxer234
    boxer234 Posts: 393 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    boxer234 said:
    Hello everyone.  I’ve been house hunting for a while.  I’ve seen a bungalow I like the look of.  Is there anything I need to consider? Are they harder to mortgage?  I understand they can be costly to heat.  
    We are a young family of 5 and we love our bungalow we bought in 2020. I dont know where you got the idea that it's hard to obtain mortgage for it and in fact the bungalows here in our area is proven to be quite popular. The value of our house increased by 84 grand in less than 2 years (of course that is due to renovations we have done in the property).
    That’s good to know I don’t know where I got it from it was more a query.  This is immaculate inside so doesn’t need anything doing which is good. 
  • tooldle
    tooldle Posts: 1,600 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We have a bungalow. Far cheaper to heat than our previous home, a 4 bed Edwardian semi with solid walls. Far far easier to maintain, no need for ladders. I wouldn’t go back now.
  • lincroft1710
    lincroft1710 Posts: 18,656 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    74jax said:
    Why would they be costly to heat or harder to mortgage? They are just a house with all the accommodation on one floor.
    I think because there isn't an additional floor for all the heat to go through. 
    If the loft is properly insulated there should be minimal heat loss
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • badger09
    badger09 Posts: 11,504 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    74jax said:
    Why would they be costly to heat or harder to mortgage? They are just a house with all the accommodation on one floor.
    I think because there isn't an additional floor for all the heat to go through. 
    If the loft is properly insulated there should be minimal heat loss
    I suspect 74jax meant that in a 2 storey house, upstairs rooms are partly heated by heat rising from ground floor.
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