We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New Style Debit Cards

Options
17891113

Comments

  • WillPS
    WillPS Posts: 5,143 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    edited 29 June 2023 at 1:07AM
    My Amex are always issued with a 5 years expire date, so a card issued today would have been replacing one issued in 2018.

    in any case Amex Members Since date indicate the very first product you have signed up with them, and it keeps that date even if you had gap years when you did not hold any of their cards. The Platinum card was in fact launched in 1984 in USA and some time later in the rest of the world. 
    Are you sure about that? it was not the case for myself.
    It has widely been reported of people re-applying for an Amex and getting the original member since date (at least for the original Chargecard accounts, now credit cards. It may not apply to co-branded cards maybe (e.g. old Starwood, Cosco etc). It may also depend from the gap in years and/or if your old account has had issues and wrote off maybe
    It doesn't matter whether it's a co-brand or not, so long as it's issued by Amex rather than a licensee (which doesn't happen in the UK any longer).

    Amex are a bit hit and miss when it comes to picking up customer profiles tho, and if they decide to issue the card to a new profile then your 'member since' date will reflect that. I've had this issue before when I applied for a different card to the one I already held, and was able (after some persuasion) to get them to merge the accounts (and correct the member since date). I don't know if this would be possible if no other account was currently held.
  • Marchitiello
    Marchitiello Posts: 1,304 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 29 June 2023 at 1:07AM
    WillPS said:
    My Amex are always issued with a 5 years expire date, so a card issued today would have been replacing one issued in 2018.

    in any case Amex Members Since date indicate the very first product you have signed up with them, and it keeps that date even if you had gap years when you did not hold any of their cards. The Platinum card was in fact launched in 1984 in USA and some time later in the rest of the world. 
    Are you sure about that? it was not the case for myself.
    It has widely been reported of people re-applying for an Amex and getting the original member since date (at least for the original Chargecard accounts, now credit cards. It may not apply to co-branded cards maybe (e.g. old Starwood, Cosco etc). It may also depend from the gap in years and/or if your old account has had issues and wrote off maybe
    It doesn't matter whether it's a co-brand or not, so long as it's issued by Amex rather than a licensee (which doesn't happen in the UK any longer).

    Amex are a bit hit and miss when it comes to picking up customer profiles tho, and if they decide to issue the card to a new profile then your 'member since' date will reflect that. I've had this issue before when I applied for a different card to the one I already held, and was able (after some persuasion) to get them to merge the accounts (and correct the member since date). I don't know if this would be possible if no other account was currently held.
    I had referred to old Co-branded (no longer offered) as they may have “archived” some customer profiles as a possibility, I do not know the definitive answer. All I know is that I have read many times before of the membership since date being assigned again as the original date after some gap years. 

    However as you said, something may sometime cause a new profile to be created, but in any case there have been several reports of being recognised with a previous “since date” after a gap of some time. 

    Personally I have had several personal and business Amex, but with the BA card account going back over twenty years and never interrupted and I always get assigned the same membership since date to every card issues, never had the duplicate profile issue. 
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Second Anniversary Name Dropper Photogenic
    edited 29 June 2023 at 1:07AM
    My Amex are always issued with a 5 years expire date, so a card issued today would have been replacing one issued in 2018.

    in any case Amex Members Since date indicate the very first product you have signed up with them, and it keeps that date even if you had gap years when you did not hold any of their cards. The Platinum card was in fact launched in 1984 in USA and some time later in the rest of the world. 
    Are you sure about that? it was not the case for myself.
    It has widely been reported of people re-applying for an Amex and getting the original member since date (at least for the original Chargecard accounts, now credit cards. It may not apply to co-branded cards maybe (e.g. old Starwood, Cosco etc). It may also depend from the gap in years and/or if your old account has had issues and wrote off maybe
    I can only go by my account, but I first held a Gold Amex in 2016 for a year or so. Then in 2018 got a BA card. The member date is 18 for me now. I got a second Amex recently CC and states 18 also. I am not fussed over it as its only two years.
  • WillPS
    WillPS Posts: 5,143 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    edited 29 June 2023 at 1:07AM
    My Amex are always issued with a 5 years expire date, so a card issued today would have been replacing one issued in 2018.

    in any case Amex Members Since date indicate the very first product you have signed up with them, and it keeps that date even if you had gap years when you did not hold any of their cards. The Platinum card was in fact launched in 1984 in USA and some time later in the rest of the world. 
    Are you sure about that? it was not the case for myself.
    It has widely been reported of people re-applying for an Amex and getting the original member since date (at least for the original Chargecard accounts, now credit cards. It may not apply to co-branded cards maybe (e.g. old Starwood, Cosco etc). It may also depend from the gap in years and/or if your old account has had issues and wrote off maybe
    I can only go by my account, but I first held a Gold Amex in 2016 for a year or so. Then in 2018 got a BA card. The member date is 18 for me now. I got a second Amex recently CC and states 18 also. I am not fussed over it as its only two years.

    Do you use the same username to log in to your Amex portal now as you originally did in 2016? If not that's a sure sign they've given you a new profile.
  • MikeyPGT
    MikeyPGT Posts: 535 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper
    VXman said:
    Rob5342 said:
    This is a new Bank of Scotland card.
    Which account is this? Classic account? They could have got a better photo of the Forth Bridge

    That highlights exactly why landscape orientation is better for most things.
    It's certainly true that landscape orientation is usually better for bridges.
     Not as good for Skyscrapers though, or trees, or rockets....
    Or people unless they are particularly short and broad ...
    Debt Free Wannabe by 1 December 2027

    Satisfied customer of Octopus Agile - past savings on average 33% of standard tarrif

    Deep seated hatred of Scottish Power and all who sail in her - would love to see Ofgem grow a pair and actually do something about it.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Second Anniversary Name Dropper Photogenic
    edited 29 June 2023 at 1:07AM
    WillPS said:
    My Amex are always issued with a 5 years expire date, so a card issued today would have been replacing one issued in 2018.

    in any case Amex Members Since date indicate the very first product you have signed up with them, and it keeps that date even if you had gap years when you did not hold any of their cards. The Platinum card was in fact launched in 1984 in USA and some time later in the rest of the world. 
    Are you sure about that? it was not the case for myself.
    It has widely been reported of people re-applying for an Amex and getting the original member since date (at least for the original Chargecard accounts, now credit cards. It may not apply to co-branded cards maybe (e.g. old Starwood, Cosco etc). It may also depend from the gap in years and/or if your old account has had issues and wrote off maybe
    I can only go by my account, but I first held a Gold Amex in 2016 for a year or so. Then in 2018 got a BA card. The member date is 18 for me now. I got a second Amex recently CC and states 18 also. I am not fussed over it as its only two years.

    Do you use the same username to log in to your Amex portal now as you originally did in 2016? If not that's a sure sign they've given you a new profile.
    I can't remember sadly. 
  • trient
    trient Posts: 184 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    edited 29 June 2023 at 1:07AM
    WillPS said:
    My Amex are always issued with a 5 years expire date, so a card issued today would have been replacing one issued in 2018.

    in any case Amex Members Since date indicate the very first product you have signed up with them, and it keeps that date even if you had gap years when you did not hold any of their cards. The Platinum card was in fact launched in 1984 in USA and some time later in the rest of the world. 
    Are you sure about that? it was not the case for myself.
    It has widely been reported of people re-applying for an Amex and getting the original member since date (at least for the original Chargecard accounts, now credit cards. It may not apply to co-branded cards maybe (e.g. old Starwood, Cosco etc). It may also depend from the gap in years and/or if your old account has had issues and wrote off maybe
    I can only go by my account, but I first held a Gold Amex in 2016 for a year or so. Then in 2018 got a BA card. The member date is 18 for me now. I got a second Amex recently CC and states 18 also. I am not fussed over it as its only two years.

    Do you use the same username to log in to your Amex portal now as you originally did in 2016? If not that's a sure sign they've given you a new profile.
    DP: I opened 3 Amex cards in 2018, 2020, and 2022. First two were closed later same year, so 2 year gaps in between. Three separate user profiles (as I wasn't able to reuse a previous login during application). All cards said member since 2018.
  • GTR_King
    GTR_King Posts: 1,986 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 7 May 2023 at 12:34AM
    My Lloyds debit card yay looks nice hopefully Barclays will join soon 
  • oldagetraveller1
    oldagetraveller1 Posts: 1,470 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry, but I have personally never understood this obsession about a rectangle of coloured plastic and eleven pages of it.
    Do fans walk around with it stuck to their forehead rather than stashed away out of sight?
    Although I would be quite partial to one in skyblue pink with a yellow border.
  • RG2015
    RG2015 Posts: 6,051 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 7 May 2023 at 2:52PM
    Sorry, but I have personally never understood this obsession about a rectangle of coloured plastic and eleven pages of it.
    Do fans walk around with it stuck to their forehead rather than stashed away out of sight?
    Although I would be quite partial to one in skyblue pink with a yellow border.
    A plastic canvas of 46.2 sq cm and the possibility of it being a piece of iconic art that you can hold in your hand. What's not to like?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.