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Early retirement, has this been discussed?

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  • lisyloo
    lisyloo Posts: 30,077 Forumite
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    Clowance said:
    Surely it depends on the job whether its a good idea to stay, and also if it is really important to your life. If you have a job you hate or that is very stressful, and where they won't permit reduction of hours, your options are either to retire and maybe do voluntary work in something that means a lot to you or to change jobs altogether. 
    Once you are financially independent you have a lot of options that you don’t have beforehand.
    Im told there are no end of options for people who don’t want to be paid.
    i imagine most MSEers are the sort who would want to do something to keep active both mentally and physically.

    one (single) person I knew did a part time stint in the local tourist office.
    not for the money but so that thy got to hear about everything that was going on in their locality.
  • missile
    missile Posts: 11,774 Forumite
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    edited 16 January 2022 at 11:29AM
    triplea35 said:
    missile said:
    One ongoing study found that retired people, especially those in the first year of retirement, are about 40 percent more likely to experience a heart attack or stroke than those who keep working'.
    Really?

    If you look you will easily find others which finds the opposite 
    "You can live longer if you retire early, research shows—here’s why. Retiring early can actually lengthen your life, economists from the University of Amsterdam affirmed in a 2017 study published in the journal of Health and Economics"
    link

    Agree and even the article you linked to offers a counter argument: 
    'Still, there are benefits to having a job, too. That’s why the advice from a Japanese doctor and longevity expert who lived until 105 is, “Don’t retire.”

    Being in a work environment can keep your mind and, in some cases, your body active. If you work alongside others, that might also provide a sense of belonging. Social isolation, as the Times notes, is linked to cognitive decline and even death.

    A job might also give you a sense of purpose, which research has shown to be associated with a host of benefits, including having a healthier heart and lower risk of dementia. In fact, one study found that the longer you work, the lower your risk for dementia'.  

    Early retirement is a choice. It is a goal many aspire to, but unfortunately most cannot afford.

    My point was and still is: One should not base such an important decision on the link you quoted.

    You are quoting pseudo science from an article written by a journalist with zero medical qualifications & another with a B.A. in English and an M.A. in psychology in USA web site which makes a reference to some un-named ongoing research and asks for donations to fund their "research".

    You could get more relevant and reliable information from reading The Daily Express 

    ‘I don't think I'll ever be able to retire'

    .
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home :iloveyou:
  • mark55man
    mark55man Posts: 8,217 Forumite
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    Plus if the 40% number includes all those who retired on medical grounds then you might expect a proportionately higher incidence in their first years.

    Plus the idea that one should seek to keep working to provide value is in my view pretty grim - my value is more than my labour.  my friend a hardcore adherent to that is in the process of marring the early years of retirement by overly worrying about this   
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Murphybear
    Murphybear Posts: 8,010 Forumite
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    lisyloo said:
    My husband has a bad bad.
    we go swimming twice a week.
    I would recommend finding some suitable exercise such as swimming.
    there might be some elliptical trainers that are low impact or he could find a personal trainer.
    im sure there would be some form of exercise he could do - even from sitting.
    Following an accident when I was 32 (I’m 69 now) I had 3 knee operations and was told I would get arthritis and would need a total knee replacement.  I had that done when I was 58.  The Orthopaedic Surgeon gave me lots of advice on exercise.  He said running and jogging are very bad for knees and recommended cycling or swimming.  Swimming is best for whole body exercise and it is particularly good for joint problems as the water supports the joints.

    I can’t cycle as my knee won’t bend far enough but I swim regularly and do aqua aerobics which is good because the regulars have turned it into a social club   
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