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Credti card security in UK

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  • RobHT
    RobHT Posts: 348 Forumite
    100 Posts Second Anniversary Name Dropper
    eskbanker said:
    RobHT said:
    eskbanker said:
    RobHT said:
    So, the bank refunds me, I hope it's true :D , thanks guys.
    Quite scary to leave my cc saved somewhere...
    Surely your hope should be that it's irrelevant?  Not sure what you're meaning by "leave my cc saved somewhere" - the guarantee relates specifically to use of the online banking or app?
    That means on Apple Pay, Google Pay etc... But also Amazon etc...
    My point is that use of those facilities isn't covered by the guarantee you linked to, which is clear about its scope:

    Our guarantee for Online Banking and the Barclays app

    If you’re a victim of a scam or fraud when using Online Banking or the Barclays app, we’ll refund money taken from your account that you’re entitled to.

    Our promise to you

    When you use our Online Banking services or the Barclays app, you're protected by our guarantee. [...]

    That's not to say that you don't have protection in the event of unauthorised transactions though, just that they're mandated by the FCA regulations rather than being within the scope of the guarantee you found:

    https://www.fca.org.uk/consumers/unauthorised-payments-account
    That's a very good point, thank you.

    Barclays is tight with Apple Pay, they also offer promotions if you connetc the credit card.

    What I've read in that link is exactly that, and I think that in the case of Barclays, it's pretty obvious considering that they push you towards that payment gateway.

    I'm not sure about Amazon and other big stores though...
    There is a section that explains the same, but it's a very big grey area :) 
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