We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Alchemausterity II
Comments
-
Congratulations!My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo4 -
Thank you @redofromstartredofromstart said:Congratulations!4 -
So you said yes to DF ? (Please consider if you need a prenup and remember 'i can trust him' is a very bad reason not to)Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
Ooh - congratulations! 🥂🍾💍
(And please think about what Watty has said..) xxI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204 -
Congrats!! The love spoon sounds cute !Alchemilla said:
I received a love spoon and a proposal for Valentines so it is probably time to stop oscillating about DF (dear fiancee) 🙂
me three on the Watty comment.DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
Ditto from me on the Watty comment. While a proposal sounds romantic - you have shared some red flag warnings on your diary since your return... I've known people spend a lot of money on weddings they can't afford to paper over the cracks - only to then get divorced shortly after... Best to be as sure / protected as possible ahead of time.LadyWithAPlan said:
Congrats!! The love spoon sounds cute !Alchemilla said:
I received a love spoon and a proposal for Valentines so it is probably time to stop oscillating about DF (dear fiancee) 🙂
me three on the Watty comment.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
Congratulations ❤️MFW 67 - Finally mortgage free! 💙😁3
-
Oh my! Congratulations.4
-
I did and I will. Wise words 🙂Watty1 said:So you said yes to DF ? (Please consider if you need a prenup and remember 'i can trust him' is a very bad reason not to)4 -
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards