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Alchemausterity II
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Hope your DH gets out tomorrow. That round trip alone must be exhausting never mind all the other things you are juggling.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
edinburgher said:Alchemilla said:savingholmes said:LOL - I have remains of tree strewn down the side of our house... I have log pile envy - and I only have a fire pit - so have log burner envy too although they seem to want to outlaw those.... Stands well back...4
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Jellytotts said:I get very ranty if there's a spelling or editorial mistake in a book and refuse to read the rest. The book often ends up in the bin as it's not fit for reading.
I have absolutely dire spelling abilities and my grammar and editorial skills are next to zero but if I find one, it must be bad.
Fingers crossed release goes well tomorrow. He will heal much better in his own bed.2 -
Karmacat said:Jellytotts said:Fingers crossed release goes well tomorrow. He will heal much better in his own bed.
I'm having to cajole myself by doing two jobs then having a cuppa.3 -
badmemory said:I don't seem to mind a real typo, but really hate the there when it should be their. Books used to have editors who used to make sure that sort of thing didn't get through.greenbee said:badmemory said:I don't seem to mind a real typo, but really hate the there when it should be their. Books used to have editors who used to make sure that sort of thing didn't get through.
DH reviewed it on Amazon, saying "My wife bought this in a chazza for £1. She was robbed".
Can't wait to get him home.4 -
savingholmes said:Hope your DH gets out tomorrow. That round trip alone must be exhausting never mind all the other things you are juggling.
@badmemory @Jellytotts I looked to see if you guys had diaries but couldn't see them? If you do would you drop me a linky please?4 -
I don't have a diary as I paid my mortgage off back in 2002. Back then I didn't even realise that paying your mortgage off early was a thing even though that is what I did. When interest rates started coming down I just kept the payment the same. Then the evil one (Northern Rock) bought my building society & had to pay everyone an amount that at the time was quite significant. Then I did the whole talking to myself thing. First of all spend it on a blowout of a holiday but I couldn't bring myself to do that, then spend half on a holiday, then I just threw up my hands & said pay it all off the mortgage. So it got paid off in just over 11 years instead of 20. Then a couple of months later I bought out the chief rent. So, says she rubbing her hands like a pantomime villain, it's mine all mine.
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Hope you've managed to break DH out today! Always nice to be homeI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204
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Hi Al - sorry i've not posted i've not been too well. Hope DH is home today x1st May 2025
Mortgage Balance 1: £21,601.50 4.98% Now: £19,888.25
Mortgage Balance 2: £84,420.24 Now: £83,806.79
Credit Card Balance 3: £10,911.76 Now: 8972.03
Student Loan £TBC4 -
@badmemory CONGRATULATIONS!greent said:Hope you've managed to break DH out today! Always nice to be homeStripeyTightsSpottySocks said:Hi Al - sorry i've not posted i've not been too well. Hope DH is home today x
DH is super relieved to be home and doing ok.
Today I have school run, a dull TEAMS meeting, chores and to collect meds for DD2 from dispensary.
I also want to spend an hour on the kitchen of doom before we remove some cupboards to make space for Ember the Aga.
Daughterofsatan is outside the bedroom door wailing pitifully. She wants breakfast!7
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