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Mortgage free in Forever Home :-)

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  • Watty1
    Watty1 Posts: 6,894 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just catching up, yes you might have coped better with the idiots at the old job - but - and I think this is worth considering - if you had coped better with them you could still be there.  So every day you would have an awful commute, would be coping with idiots and an awful commute back.     Instead, you have a very short drive, love the people you work with and enjoy the job.  Those are huge wins you would have missed if medication had helped you "cope" with idiots.   Serious reframe required here KK  - said with much love - but please reframe :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    The granny square looks really pretty - well done.

    Fortune x

  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad you got the dosage changed & really hope it helps.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,848 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    Glad you got the dosage changed & really hope it helps.
    Thanks Beanie 😊

    The granny square looks really pretty - well done.

    Fortune x

    Thank you 🙏 😊 I’m hoping to do do quite a few more this weekend … 😉

    It’s turned quite chilly here - closed the window in the ceiling of the conservatory for the first time in about three months this evening! I also turned on the electric circuit on the dual fuel radiator in the bathroom. I’m hoping with it being cooler, I will be a bit more functional this weekend and have been collating a ridiculously ambitious list of things to do! 😉😂 There will be reading and crocheting mixed in there too … 😊

    Minor MSE thing: furtled about in the kitchen freezer and pulled out a part baked roll for lunch tomorrow and hard boiled three eggs for our lunches (means I won’t be buying HB eggs tomorrow - yes, I occasionally do that when I am horribly pressed for time). Gave the cress box a good watering so it will be fresh and crisp tomorrow for my eggy sandwich 😊

    Finished another novel - a very engaging and absorbing one about witches and their wild rebellion… loved it 😉🤩

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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