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Mortgage free in Forever Home :-)
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As you have discovered AI lies ! It makes stuff up - you have to tell it not to ! My cv became a hinterland of buzzwords and moments that never actually happened in 30 years ..BUT it helps you think outside the boxI am chanting for you to show the fabulous KK I know you are - how incredibly fantastic you can be for them and how hiring you will rock their world (& their business)DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
All fingers and toes crossed here too!
Don't talk to me about AI, bane of my life 🙄 I get VERY cross when I see an AI essay generator advertised 🙄 'plagiarism free!' 'Undetectable!' '100% human tone!' The most common one is dreadful for making up random references but there are others now which don't - not actually that hard to detect, but rather harder to prove someone's used them when they shouldn't have!1 -
Sending good vibes for today xMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Good luck!1
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Good luck todayCarolbee1
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Enjoy and be your own brilliant self!DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
Standing by to hear that you've been as brilliant as ever @KajiKita! Love Humdinger xx1
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Hope all goes well today and you are happy with how things have gone. 🤞🤞🤞0
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I hope all goes well today and you get the outcome you wantFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
@dawnybabes, @ladybird1106, @PennysIntoPounds, @f0xh0les, @Brewerspride, @savingholmes, @redofromstart, @beanielou, @WelshmansDaughter, @skint_spice, @Brie, @LadyWithAPlan, @Cheery_Daff, @Watty1, @carolbee, @greenbee, @Humdinger1, @maggiem, thank you so much for all the good wishes. Genuinely appreciated.The interview went well - really couldn’t have gone any better.Tour of shopfloor was very positive - spotlessly clean and I saw a supervisor I used to work with and got on really well with. I did manage to find 3 quality / 3 HSE issues to discuss with the panel.Presentation went well, kept to the 15 minutes, didn’t lose my thread and managed to improvise examples from what I’d seen or heard about on the tour into the presentation.
Took an absolute battering of questions from the three of them. Survived!The one thing I liked about the company that I did a first stage interview with (that I still haven’t heard back from! 🙄) was that I thought I could learn a lot from the guy who would be my boss about Lean …. Well the operations guy I would be working alongside in today’s role was super smart on Lean … 😊
Asked them some questions that made them think a bit.I enjoyed the rapport between the compliance manager and the Ops manager - could imagine myself fitting in well with that team. There was already some banter going back and forth between us in the conversation.Came away feeling that I’d done my best and presented myself as well as I could and it just depended on who I was up against.Rang the recruiter for this role to give him feedback and once I had finished he said they had already been onto him and would like to offer me the role! 🤩🎉🥳
I’m a bit stunned …. in a good way … ❤️
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.15
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