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Mortgage free in Forever Home :-)
Comments
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The end is in sight
Joke washing up brush?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
South_coast said:I am SO intrigued about the joke washing up brush....🤔
Thanks @Cheery_Daff, @skint_spice 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Ahhh, gotcha! Have a fab weekend xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Enjoy your weekend.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Brrrr, it’s cold! 🥶
Car not happy - some weird engine safety throttle-back thing kicked in and it struggled to go up through the revs, plateauing at 3.5K revs which meant I could barely get up to 70mph on the flat and dropping back down to c. 50mph on hills on the motorway …. 😳🙄 After my haircut for the return journey, car was fine again!?! 🤷♀️ That made me late getting there, I got lost as my hairdresser had moved my appointment to his mini salon in his garden and I misremembered where it was …. Argh …. Long journey home culminating in a 12 foot strip of silage wrap flying up from the road and wrapping itself around my wing mirror …. So I have this flappy thing … what do I do …? I dropped the window and untwazzled it from my wing mirror …. But what now …? On a country A road with nowhere to stop and reasonable amounts of traffic in both directions, I can’t let go of it as there a risk of it blowing on the windscreen of the vehicle behind me … In the end I dragged a goodly chunk of it into the car with me, shut the window to trap it and drove home with it being a smelly black banner with ‘eau de silage’ in the car with me …. 😂 Said plastic wrap is now in the bin!Washing wrangling not going well. New machine has refused to wash the volume of washing I put in it even though I have decanted items from it twice now. If it doesn’t finish the cycle this time I will be tempted to ‘do something’ to the stupid thing ….
T3scos and I both late, so although I could wrangle the shop without disturbing Mr KK from his wiring-coving-painting mission, we are too late to go and buy a Christmas tree this morning, so we will try after lunch.So tired ….
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Oh dear, what a palaver your trip to the hairdresser was!! Hope the washing machine starts to behave soon1
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No wonder you are tired!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Washing machine has been (gently 🙄) beaten into submission … Washing task is progressing.
Tree mission accomplished 🌲❤️
All financial updates completed before I go away. Updated my signature a bit.About to review my travel arrangements for tomorrow to get it all straight in my head and I really should dig out my passport …! Loosely started packing ….
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Glad you safe from the plastic attack
look forward to hearing your diy is soon finished !Yes it’s cold - just got a train from kings cross to see friend 50 min- london was cold this is artic! Low laying icy mistLuckily I bought a v fabulous warm jacket last winter and it’s fun too with a huge hood so I am quite enjoying being snuggled up in itDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Good news on the washing machine.Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2
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