Time to start a Fresh part 2, 2022!

BlueJ94

Afternoon all,

not much happening today myself and OH went out to a discount store that does best before dated stuff and got some bargains. Just got home but the weather is definitely getting a little chillier in the afternoons, I’ve run myself a nice hot bubble bath and I plan on giving myself a face mask and some wine to chill out. Going to start watching that Dahmer series on Netflix, it’s OH turn to make dinner later and I think he’s settled with steak, chips and peppercorn sauce! 

I have to make work lunches for tomorrow and Tuesday as I’m not familiar with the euro car parts that I’m going to be working at so no temptation to go to Tesco etc.

debt wise, still at £695 but on payday it will be £495! Also, Vanquis sent me a letter saying I over paid them when I was in my debt management plan with them and they owe me £19.95! So that’s a nice little surprise, I’ll be putting that onto my starling account and keeping that for Christmas.

BlueJ94

Morning all! 

It’s nice and crisp out has been all morning, just got back from my sainsburys shift. Usually I nap but this morning I’m feeling productive so I’ve made a frothy coffee and put some washing on and also put the heating on for half an hour to take the chill off. 

I’m really enjoying my new job and I’ve gotten along with the people there great already. 

Myself and OH are going away for a week at the end of November to Lincolnshire in a log cabin on a lake with a hot tub! We’re taking the dogs also. 

Money wise I have £495 that I know I can pay off by Christmas. I plan on saving some cash in my starling account for Christmas presents as OH main present is the newest Xbox which is around £380 with my sainsburys discount. 

My last Euro Car Parts pay threw me off as it was only £800 as they didn’t advise anything outside of my contracted 25 hours would go into the next months pay. I’ve been working 39.5 hour weeks when I don’t do my Saturday shifts and when I do my Saturday shifts I’m working 46.5 but the day flies so fast and I really enjoy it. I know some of you guys worry about me but I’m making sure I take plenty of breaks and get plenty of sleep! So my pay for November should be nice with all my over time currently. I plan to buy all Christmas presents around that time also!

scrimpandsave

@BlueJ94 Really glad you’re enjoying it there. How many hours are you doing at Sainsburys now? Is the cabin place tattershall lakes by any chance? Not been but heard that it’s nice.
well done to you, you seem to have everything planned out well!

BlueJ94

scrimpandsave said:

@BlueJ94 Really glad you’re enjoying it there. How many hours are you doing at Sainsburys now? Is the cabin place tattershall lakes by any chance? Not been but heard that it’s nice.
well done to you, you seem to have everything planned out well!

Thank you! 12 hours at sainsburys so it’s not too hard on me anymore! Yes it is! It was £500 for the week or the week after it goes up to £1000!! 

We can’t wait to go I can’t wait to have a nice break from alarms! 

EssexHebridean

Tattershall Lakes is meant to be lovely - and there's some nice dog walking opportunities round there too! 

BlueJ94

Afternoon all, 

im sooo close to being debt free but once that happens (hopefully before Christmas) I’m going to stick to a budget plan. I’ve seen ideas for ways of saving. Otherwise I know I’m not going to have a plan at all and be back to square one. 

I have the two catalogue credits still open, one was increased recently but I’m not even tempted to look at it. I’ve paid them off but it will increase my credit score a tiny bit, I’ll probably close them after Christmas. 

Sainsburys pay is this Friday and I did a double shift two weeks ago so should be a nice pay, the pay is £10.25ph starting after this payday! 

Beef curry is for dinner later, OH turn to cook. So I’m also taking curry left overs for my work lunch. We’re also going to bathe the dogs as they went on walkies up the mountain earlier. Ernie loves his walks yet he hasn’t learnt that peeing and pooing is for outside yet  

overall I’m in a good space, I’m saving money from payday towards Ryan’s Xbox that I’ll buy next month! 

My brother has his girlfriend who live at my mams both have Covid also! 

LittleMissDetermined

How exciting that you’ll be debt free by Christmas, really well done 👏 that’s fantastic work. 

Will you keep working at Sainsburys once you’re debt free? 

Parkyp

How nice it will feel to be debt free. 

Are the two dogs getting on ok ? 

You seem to be in a very good place right now 👏👏

BlueJ94

LittleMissDetermined said:

How exciting that you’ll be debt free by Christmas, really well done 👏 that’s fantastic work. 

Will you keep working at Sainsburys once you’re debt free? 

Thank you! I can’t wait for the day to come! Yes probably due to euro car parts being part time and one month they may say there’s no over time available and that would leave me on £800 to survive that month! 

BlueJ94

Parkyp said:

How nice it will feel to be debt free. 

Are the two dogs getting on ok ? 

You seem to be in a very good place right now 👏👏

Thank you! Yes they’re doing just fine, Ernie follows Django on his walks