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Joyous January's NSD Challenge!

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  • Make that two in a row please   o:)
    2/10 ty all have a great weekend  B)
  • elvis69
    elvis69 Posts: 110 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Not today as had to get the animals bedding but never mind! Am going to try for a NS weekend
  • couple of days ago I found a Nxt gift card for £15 that I was given Dec 2018, checked balance online and was still valid , so off I went with DD to Nxt not really expecting to find anything but I found a dress for £13 in the sale for DGD christening  so I’m counting this as a NSD as I didn’t spend out of my money 😀 so that’s 6/12 pleased with progress and being able to use my old gift card too 🎉
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • cathybird
    cathybird Posts: 15,666 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 8 January 2022 at 10:36PM
    January

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    January targets
    accidentalglixch 3/22 image Balancinglife 6/20 imageimage beanielou 7/15 imageimage bekah89 5/10 imageimage BPaisley77 2/10 image cathybird 6/15 imageimage CL21 elvis69 6/10 imageimage fluffytail 5/20 imageimage ggoodman 10 GeorgianaCavendish 5/15 imageimage Honeysucklelou2 4/12 image jammy dodger 7/23 imageimage mimok 10 Munchin 10 kitty43 15 Nintud 15 outoftheviciouscircle 15 QueenJess 7/20 imageimage SavvySaverSam 20 sazzles01234 5/21 imageimage scotmumof3 4/20 image Scottiedog_3 10 shell16 6/10 imageimage short bird 5/20 imageimage Sun Addict 2/15 image welshspendthrift 6/12 imageimage WinterWarrior 4/15 image
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,666 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done QueenJess, sazzles01234, Sun Addict, shell16, WinterWarrior, bekah89, jammy dodger, Honeysucklelou2, fluffytail, Balancinglife, BPaisley77 and welshspendthrift imageimageimage Another one for me image
  • Great result with the gift card @welshspendthrift

    Early call for NSD #5 today - I need the coffee! ☕️ 😍
  • Great result with the gift card @welshspendthrift

    Early call for NSD #5 today - I need the coffee! ☕️ 😍
    Thank you I thought it was, I’m not usually that lucky😀 I too needed coffee as on dancing class run for DGD so off to the local coffee shop for a coffee and chat with a couple of other dance mums, not worth going back home and would use fuel so it’s a nice Sat am treat for now! 
    Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000 
    Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
    SPC 2022/23 014
    Pay all of your debt off by XMAS 2023
     #no 28 target £11,200.00



  • QueenJess
    QueenJess Posts: 4,511 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Will be another NSD today, weather is rubbish. Hoping to escape the house tomorrow and venture to the park, so won’t be a NSD tomorrow as we have to pay for the car park (which I am happy to do as they use it to maintain the park, which is a fantastic one for kids).
    2025 decluttering: 3,979🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 339🥉🥈🥇💎🏆
    Big kitchen declutter challenge 113/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today & calling early for tomorrow.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    7/23  for  me  today  thanks  cathybird  still  using  up  what  i  have  in  so a  big  pot  of  tattie  n  leek  soup   and   Gooey chocolate  pear  pudding   are  my  delights  for  next   couple  of  days ,  cant  be  bad 😋
      have  a  great  weekend focus  on  the  "needs"  from  the  "  wants  "  and  keep  those   pennies  in  your   purse  a   bit  longer 
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