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Joyous January's NSD Challenge!
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Make that two in a row please
2/10 ty all have a great weekend1 -
Not today as had to get the animals bedding but never mind! Am going to try for a NS weekendNSD Jan 5/10
6780/10721
[URL=“https://forums.moneysavingexpert.com/discussion/5820438/becoming-debt-free-is-hard-work#latest”]my debt free diary[/URL]2 -
couple of days ago I found a Nxt gift card for £15 that I was given Dec 2018, checked balance online and was still valid , so off I went with DD to Nxt not really expecting to find anything but I found a dress for £13 in the sale for DGD christening so I’m counting this as a NSD as I didn’t spend out of my money 😀 so that’s 6/12 pleased with progress and being able to use my old gift card too 🎉Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.003 -
JanuaryOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
January targets
accidentalglixch 3/22Balancinglife 6/20
beanielou 7/15
bekah89 5/10
BPaisley77 2/10
cathybird 6/15
CL21 elvis69 6/10
fluffytail 5/20
ggoodman 10 GeorgianaCavendish 5/15
Honeysucklelou2 4/12
jammy dodger 7/23
mimok 10 Munchin 10 kitty43 15 Nintud 15 outoftheviciouscircle 15 QueenJess 7/20
SavvySaverSam 20 sazzles01234 5/21
scotmumof3 4/20
Scottiedog_3 10 shell16 6/10
short bird 5/20
Sun Addict 2/15
welshspendthrift 6/12
WinterWarrior 4/15
Newcomers welcome
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Well done QueenJess, sazzles01234, Sun Addict, shell16, WinterWarrior, bekah89, jammy dodger, Honeysucklelou2, fluffytail, Balancinglife, BPaisley77 and welshspendthrift
Another one for me
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Great result with the gift card @welshspendthrift !Early call for NSD #5 today - I need the coffee! ☕️ 😍2
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GeorgianaCavendish said:Great result with the gift card @welshspendthrift !Early call for NSD #5 today - I need the coffee! ☕️ 😍Pay ALL your debt off by Xmas 2021 no 50 Target for this year £12,000
Pay all your debt off by Xmas 2022 target £15,000 pd £7969.95 / 15,000
SPC 2022/23 014
Pay all of your debt off by XMAS 2023
#no 28 target £11,200.003 -
Will be another NSD today, weather is rubbish. Hoping to escape the house tomorrow and venture to the park, so won’t be a NSD tomorrow as we have to pay for the car park (which I am happy to do as they use it to maintain the park, which is a fantastic one for kids).2025 decluttering: 3,979🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 339🥉🥈🥇💎🏆
Big kitchen declutter challenge 113/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
One today & calling early for tomorrow.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
7/23 for me today thanks cathybird still using up what i have in so a big pot of tattie n leek soup and Gooey chocolate pear pudding are my delights for next couple of days , cant be bad 😋
have a great weekend focus on the "needs" from the " wants " and keep those pennies in your purse a bit longer
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