Getting FIREd up 😀

South_coast

It's so annoying! And I still keep getting emails from all the companies that generated quotes 🙁!

Which reminds me, I still need to cancel that auto-renewal.... Funnily enough, they wouldn't let me do it online

savingholmes

It is so annoying isn't it all the roadblocks. However I think they give people a grace period after the renewal date to cope with people's forgetting to renew so I suppose it's swings and roundabouts

South_coast

Wooooo, just called to cancel my automatic renewal on the car insurance and they offered me a whopping discount 😀! £140 less than the renewal price and £110 less than the cheapest price I found online - needless to say, I did not cancel the automatic renewal, and have cancelled the one I took out last week instead! Literally can't remember the last time I had car insurance that cheap 😀!

themadvix

Woohoo, that's an excellent discount! Can you sort my home insurance for me? (I think I'm going to stick anyway  -it's only gone up £10 and it's one of my most hated jobs to sort - worse even than car insurance!)

South_coast

Ha, I'm afraid not! I have never actually purchased home insurance, so have no skillz in that area (one of the many fringe benefits of not being a freeholder 😀!)

South_coast

Right, time for a February round-up....

South_coast said:

Money....

* Pay £4000 into the LISA as early in the new tax year as possible 
* Rebuild my EF to £4800
Er, well I get paid tomorrow and about 2/3 of what I'll be saving is going towards the LISA. The rest is going into the S&S while that's still down

Once the above are complete....

* Save 60% of my salary each month towards the refurb 
* Anything else I can spare above 60% to go into the S&S ISA on payday
63% being saved again this month, just not where it needs to be going (again 🤦‍♀️)! I really must get a grip, this downturn isn't going to be a temporary thing and I really must focus on sorting the EF and refurb

* Any free money or underspends to be paid into the monthly pots - This way I get to enjoy the fruits of my labour/frugality, rather than them just disappearing into the refurb/S&S abyss
Whoops, no 😳 These have gone into the S&S as well. May keep this going for a bit actually, it will make me feel like I'm still in the game even though I'm mainly putting cash in the bank


2022, the year of happiness....

* Get out and explore somewhere new once a month
No! It's been cold and windy and my head has been full of other stuff. Will make up the fallen month at some point during the year

* Try out a new recipe once a month 
Yes, done 😅!!! Again, not a keeper though 🤦‍♀️!


* Try to be more upbeat and positive - and don't succumb to ranting at/about work 
Whoops, I appear to have forgotten all about this one this month 🤭 Need to get back on it in March

* Try and have a couple of little trips away, one UK, one Europe
UK trip booked


Sundry....

* Write a will
No further forward on this in February

Dear, oh dear, not my best month! I'll give that a C- I think.

In other news, I have allowed myself a few sweet treats but not had any alcohol for weeks - except they were last year's areas of focus 🙄! Maybe my brain is still in 2021???

South_coast

Oh, and I've just remembered that I've finally been in touch with the GP about that health issue I was dithering about in the last couple of months of last year - so I'm definitely still stuck in 2021 🤣🤦‍♀️!

themadvix

Well if last year’s goals still need attention then you’re doing a good job of sorting them! 😊

South_coast

Yes, but I did think I was sorted on those 🤣!

South_coast

Just for your amusement, this is the photo which came with this month's recipe - mine look a little different 🤣🤣🤣!