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Getting FIREd up 😀

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Comments

  • South_coast
    South_coast Posts: 6,010 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Is there anything to stop you just setting aside £100/mth elsewhere?
    Yes, I'd have to either withdraw the interest from Moneybox (so it would then count as new money going into S&S and go towards the allowance), or deduct it from the monthly savings amount (all already allocated elsewhere for the next 2 years). I had clocked the fees, but it doesn't have to stay there long-term, once it's in an ISA it can be transferred to another if required. Plus, we're only talking very small amounts of money - £5.40/year if a) cash interest rates remain the same; and b) I can keep holding onto the same amount in cash. I reckon I can live with that!

    I don't disagree that it's a gimmick, but that doesn't mean it's necessarily a bad idea!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,010 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I've still not had 1 + 2 + 3 + inclination 🤦‍♀️!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • South_coast
    South_coast Posts: 6,010 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Finally the stars have aligned 😀! $5 earned - hardly Ed territory, but I want to watch the news 😅
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • edinburgher
    edinburgher Posts: 14,079 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 26 September at 6:49PM
    I have had a pretty decent week for surveys (£73), but they were all so bloody boring, no AI :#
  • South_coast
    South_coast Posts: 6,010 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    There is no point putting an attention check question on every page if you don't tell me how to answer it.... I may or may not have just wasted 9 minutes of my life 🤦‍♀️!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Jessy103
    Jessy103 Posts: 2,388 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    There is no point putting an attention check question on every page if you don't tell me how to answer it.... I may or may not have just wasted 9 minutes of my life 🤦‍♀️!
    Wait...maybe its because you're actually a robot?! 😅
    Mortgage Balance as of September 2025 £11,700
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • South_coast
    South_coast Posts: 6,010 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I hadn't thought of that 😱
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • themadvix
    themadvix Posts: 9,021 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I just had one of those too, on prolific. Rating my agreement repeatedly with the answer to the question ‘I like the colour blue’ with no guidance resulted in me abandoning said survey (it was longer than expected too). You’d think people could actually put the effort in if they want our views for their research!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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