Getting FIREd up 😀

edinburgher

We shouldn't have mentioned them, I haven't seen a 15-minute study since this chat, have obviously jinxed ourselves 😅

South_coast

No, I think julicorn is doing them all 🤣

edinburgher

Just what I need - another piranha in the tank! 😂

South_coast

Aaargh, now I have 1 plus 2 plus 3, minus the inclination 🤣!

Over to you, Ed 👍!

LadyWithAPlan

Just catching up, your cc's are going down nicely!

I have 2 large monitors at home for my Mac laptop,  but somehow have not been doing many prolifics at all 

edinburgher

Are you getting the 15-minute ones SC?

I've been getting offered the 1-hour ones all day but too much work and not enough inclination.

Also saw an insane one you could complete 20x - $250 for less than 10 hours Now if only I didn't have to a) sleep and b) work tomorrow

South_coast

Yep, I have 10 15-minuters available at the mo, but I have to go to work.... *sigh*

edinburgher

Just typical - my work has calmed down and I have exactly 0 surveys available

South_coast

Moneybox have launched an "invest the interest" tool, where they'll whisk away your interest each month and stash it in an S&S ISA - which has certainly got me "interested" (sorry 😅!)

I've not put anything into my S&S at all in 2025, as I've been focusing on the cards (it's still done pretty well though - up £1150 on the year so far, despite Mr Trump's Adventures in Tarriffs 🤯); and on the current schedule, I won't be putting anything in until July 2027. This feels like a long time to be out of the market, even if what I do have is quietly doing its thing in the background. This would see c£100 going into S&S each month at no cost to me, and it doesn't count towards the ISA allowance as it's already within the ISA wrapper. I will give it some more thought and might sign up on the 1st of October 🤔

edinburgher

Seems a bit gimmicky? I suspect you're using Moneybox because they had a competitive rate on cash savings? Is there anything to stop you just setting aside £100/mth elsewhere? Moneybox has a 0.45% platform fee, which is 3x what Vanguard charges. There are probably others which are cheaper still (T212 doesn't seem to have any "platform fee" for ETFs, although I assume they make some money from the spread at which they trade or the like?