Getting FIREd up 😀

edinburgher

South_coast said:

Right, on to more important subjects 😀....

A very young Anna Maxwell Martin in Midsomer Murders:

Is that Julia from Motherland? 😄

South_coast

Bear with....

South_coast

Yes 👍     

edinburgher

I struggle to wrap my head around the concept of her as a youngster, she absolutely nailed knackered middle-aged mum

Baileys_Babe

South_coast said:

It's annoying because it's not as though I can't work out what the amount will be, but if I send it now before they ask for it, it won't count as me making the minimum payment!

Yes, that is it exactly, we have the money sitting waiting to pay we just want the statement first.

South_coast

Bill now received and paid 🎉

Now looking sternly at the M&S card 🤣!

South_coast

Exciting news! Had a text earlier from one of my Lloyds group cards to offer me a balance transfer 😀! Have logged into the other two as well and they are also offering the same deal. 0% for 12 months and a 5% fee - so not great, but certainly better than nothing at all👍!

Looking at the credit card section on MSE, there don't seem to be any restrictions on transferring between cards in that group, so it definitely looks like there are now options for the cards expiring April 25, July 25 and March 26. This is brilliant news, as between them they amount to about 80% of the debt (they clearly previously considered me extremely desirable) 😬 Hopefully this is the start of better things!

(Clearly, this isn't the result of my decisions in the past 5 days 🤣 I had actually already been paying quite a bit off over the last 8-10 weeks with this in mind. Perhaps I should say things out loud more often though - it clearly works!)

South_coast

South_coast said:

So what's our next money-for-(practically)-nothing scam 🤷‍♀️? I've already had to unplug my TV-monitoring box, as I'm sure it's suddenly costing me double the value of the reward in electricity since I've moved back in 🤔 Need something free and pretty easy!

Ooh, and my electricity statement today showed I used £57.80 of power in November, as opposed to £89.21 in October (turned the box off a few days before the end of the month) and a whopping £97.46 in September. I've not really changed anything else, so it looks like the box was the culprit. Not really sure that justifies the £15/month incentive, so it will be staying off 

LadyWithAPlan

wow  on the tv monitoring box... i have one but not considered the elec costs of it !

Good news re your cc new 0% deals.

South_coast

South_coast said:

10.68 years to go…

Have finally been able to get a value for my current pension (dreadful website 🙄), so now at 10.65 years to go. Should be more like 10.25 if I were on target, but I remain optimistic!

I've also had a notification overnight that I am being refunded for the dressing gowns (including the 1 of the 6 that's actually been delivered 🤷‍♀️). After much back and forth with them over email, I think I'll wait until the money is actually back on my account before re-ordering!