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Getting FIREd up 😀

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  • South_coast
    South_coast Posts: 5,877 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Ah, here we go. That's him on the right


    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Good heavens. Mind you, with 23 series they're bound to have to start recycling actors!
  • Yeah, John Nettles was in it loads of times....🤣
    That greatly amused me, thank you.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • edinburgher
    edinburgher Posts: 13,871 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Dodl LISA?
  • South_coast
    South_coast Posts: 5,877 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Moneybox. Was 5.0%, now 4.80%. So, well ahead of inflation and still a bit ahead of the base rate, but still irksome!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • LISA interest reduction also now announced. So in total, one rate reduction means I'm £105.85 worse off over the course of a year 😥

    (And yes, I do realise the irony that this is a MF forum, so everyone else is no doubt celebrating the rate change 🙄! Curse you all 🤣!)
    I am (temporarily we hope) still on your side!
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • edinburgher
    edinburgher Posts: 13,871 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Moneybox. Was 5.0%, now 4.80%. So, well ahead of inflation and still a bit ahead of the base rate, but still irksome!
    Fair play, that's still a good rate, Dodl is 4.75% now 
  • LISA interest reduction also now announced. So in total, one rate reduction means I'm £105.85 worse off over the course of a year 😥

    (And yes, I do realise the irony that this is a MF forum, so everyone else is no doubt celebrating the rate change 🙄! Curse you all 🤣!)
    I'm right there with you as we're fixed for the next 5 years so was hoping to carry on with great savings rates to offset the pain a little bit.
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
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