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Simple living in the country - back to basics

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Comments

  • Loved reading about your workflow Cheery! Mine is similar, but with more fiddling with the budget - I reconcile every few days (ideally) and tend to “play” with it quite a bit over the month 🙈 however that is because I like tinkering with my budget and probably not the ideal method 😂
    Part time working mum | Married in 2014 | DS born 2015 & DD born 2018

    https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1

    Consumer debt free!
    Mortgage: -£128,033

    Savings: £6,050
    - Emergency fund £1,515
    - New kitchen £556
    - December £420
    - Holiday £3,427
    - Bills £132

    Total joint pension savings: £55,425
  • joedenise
    joedenise Posts: 17,738 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I do exactly the same @Bluegreen143!  If I overspend in one category it has to come from somewhere else!  Usually either the Grocery budget or the holiday budget.

    It's how YNAB's designed - Roll with the Punches!

  • Cheery_Daff
    Cheery_Daff Posts: 17,196 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I do tinker sometimes too - it's just that sometimes I get carried away and ignore it for a couple of weeks too 🙄 More tinkering would do me good! 

    Well, the freezing rain arrived 🥶🥶 Went to give the chickens their bedtime porridge and it was like an ice rink. Layer of ice coating everything- drive, gate, back door, chicken run steps 🥶🥶 We had to clamber through the ivy to get some traction to get to the chicken run without crampons 🙄

    Roll on tomorrow's 12 degrees I say! 
  • Thank you @Cheery_Daff and @Bluegreen143 for all the information about YNAB and how you run your budgets and thank you @KajiKita for asking the questions. I want to over haul how we manage our money and this has given something to ponder 
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • Cheery_Daff
    Cheery_Daff Posts: 17,196 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Pretty much 😂 19th March I think 😂
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