We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Simple living in the country - back to basics

Options
1193194196198199509

Comments

  • Mr Cheery senior is lucky to have you.  Pizza, cake and fall protection!  Are you enjoying having Cheery Dog back for a visit?
  • Goodness Cheery I do hope you did get that nap, after being a  safety net for a whole other human I rather think it’d be well earned! Glad everyone is OK and that things are going well aside from the slightly fraught thing of having lots of people about - I can definitely identify with that! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Flipping heck Cheery, what a start to his stay.  Glad you’re both ok.  Caring for declining parents is a tough gig for everyone.  I hope Cheery dog is behaving himself 🙈
    You’ve  got me fancying pizza which isn’t ideal at 9.30 am 😂
    I hope the rest of your weekend is calm and uneventful x
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You managed really well!  Nice to have a bit of peace and quiet in the morning, and I'm glad all of yesterday worked so well - growly dogs were coped with admirably :):):) 
    2023: the year I get to buy a car
  • KajiKita
    KajiKita Posts: 7,621 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not that impressive Cheery - I am really struggling with the pinyin characters - reminds me of trying to learn Japanese!!  :( Still, it breaks up the German a bit. 

    Sorry to hear that you had to be a 'stunt mat' for Mr Cheery senior - that must have shaken up both of you quite a lot.  I think just being in a new / unfamiliar environment can be quite discombobulating. We visited my uncle in London yesterday who has Parkinsons - he was quite alert when we first got there but when we got back from having lunch out he was very tired and almost fell over the bag we had brought with us (with apples from our garden and honey from my dad) that he had managed to avoid all morning ...,.

    Hope the rest of the visit passes off well  :)

    KK 
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 17,127 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks both 😊

    Well, they have all gone. Chickens have been let out, I am eating leftover curry and picking at the remaining bits of cake (managed to send most of it away with the visitors). 

    The guy I asked to look at the render on the side of the house texted to say he could come at 1 to have a look and quote, so once he's been I'll either be going to bed, or curling up on the sofa with a blanket and a film. 

    Heating is back off 😂😂 And I think I can hear a mouse scratting around somewhere so I'll retrieve the traps from the garage later. 

    Five days of September left 😱 and I'm still £90 odd down on the Happy Wheel 🙄 Not remotely impressed about that! Not sure what I'll do - take it back out of the £400 I made last month?! Let's hope it turns round before then. I've got about £15 in Prolific which was meant to go to the mortgage, but I might see about that. Still, at least I did have the pay rise this month so that will more than cover the loss (I was looking forward to that being *extra*though 🙄😂)

    Anyway, will think about all that properly when I'm not so worn out. Got a raging sore throat so I hope not the start of a cold 🙄
  • beanielou
    beanielou Posts: 95,520 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey, that is not good  :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.