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Simple living in the country - back to basics
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Vibes for actually having the dental appointment this time …. 🦷 🦷 🦷🦷🦷🦷🦷
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I love my epilator. I had one for emergency use between waxing appointments (I've been waxing since my early 20s - including underarms) and when the first lockdown kicked in I unearthed it. It no longer worked as a cordless one and I FINALLY replaced it earlier this year. I've got a wet & dry one so can use it in the bath or shower. But I love that I can just deal with any regrowth as and when I spot it. I mostly notice when I'm spending time with my boss who mostly wears shorts and is a cyclist so shaves his legs. When I realise my legs have more hair on than his I tend to make an effort ...
And it must have saved my a fortune in waxing appointments!3 -
Mine's a wet and dry cordless one too. When I first started I did it in the bath as it seemed less painful but it's mostly fine now. And yes, I can imagine it's saved a fortune in waxing! 😮 I've never even tried waxing, was always too shy (especially after I had my eyebrows shaped once and the woman commented that they were 'very hairy' (!!)) 😱😱4
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greenbee said:I mostly notice when I'm spending time with my boss who mostly wears shorts and is a cyclist so shaves his legs. When I realise my legs have more hair on than his I tend to make an effort ...I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202
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Evening MSE chums 😊
Tiresome day today. Couldn't get my brain in gear. Work contained some rather annoying elements, then I had a long appointment at the dentist to prepare for bridges.
Still, I am home now, albeit with both sides of my face numb 🙄 So to try and focus on things that are vaguely cheerful...
* I took both breakfast and lunch with me (haybox soup from the other day for lunch!)
* dentist was gentle, and nothing hurts, it's just numb. My follow up was booked for 5 weeks away, but he's going to pull that forwards to 2 weeks apparently, fingers crossed.
* Mr Cheery has taken another load of stuff to the tip. We're clearing a big dumping ground from behind the house - it's all barbed wire, broken buckets, rotten fence posts etc so quite tedious 🙄
That's it, I don't think there is anything else cheerful 🙄😂😂
Might try a smoothie for tea, got a temporary crown and everything's still quite numb and I had soup for lunch so would rather have something different...6 -
Oh my word, you poor thing! I'm glad the numbness isn't hiding pain, of course, but still - I don't like that numb feeling. Hope you can taste the smoothie.2023: the year I get to buy a car3
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Smoothie was nice 😊 And then I had a nice time doing some more hat sewing 😊
Then Mr Cheery suggested popping out to get milk, which he'd forgotten and I hadn't realised we'd run out of 🙄 Ended up doing a bit of a top up with the covid study vouchers, which turned into a complete fiasco because, SURPRISE!, Morrisons have taken off all their till staff after 9pm apparently, so we had to do a trolley full at the self checkout 😱😱😱 Mr Cheery would definitely have just left the whole lot there and walked out after the 3rd time the guy had to come over because we'd moved a carrier bag, or there was some kind of surprising item, or something reduced hadn't scanned and we had to type the entire bar code in 😱😱
Fortunately I have slightly more patience (and didn't want to have to go round yet another supermarket!)
What an absolute fiasco. NEVER doing that again - in fact the way we feel tonight we're never going to bloody Morrisons again! (Well, except for using our free vouchers of course 😂)6 -
What a blooming shambles.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
It certainly was Beanie! 😱 Still, I shouldn't complain as we used our covid study vouchers so the whole thing was free 😁
Work has been a bit tiresome today, partly because our Internet has been wafting in and out for some reason,so things kept not working. Very vexing.
Had a friend round for tea though, which was lovely 😊😊 She works in our favourite cafe and brought us some of their flapjack 😁 We are very fond of it, so that was very cheerful- and it also saved me trying to concoct a pudding, which i hadn't done in advance 😂
Nothing much financial to report. Not managed to grab any Prolific studies today, work been too bitty already with the wafty Internet to distract myself any more 🙄
Garage bill arrived - I'd put aside £600 and it's £529 so the rest can stay in the car pots ready for the MOT in October. Same car, so I'm hoping nothing else major will need doing! Must pay that.
Down again on the Happy Wheel this morning, but only a couple of quid this time.
Mr Cheery cooked quite a lot of our tea in the hay box so I suppose that's money saving 🙄😂😂4 -
Been reading more about the price cap now that the actual figures are out. Also digging back through old bills, although annoyingly I only started reliably reading the meter regularly this year so it's hard to compare with last year as a lot are estimates.
Still, I do know that at the minute we're using a rough average of 5kwh a day, which at the new rate, including standing charge and VAT, works out at £65.40 a month for electric. Current DD is £72.11, and right now we're £167 in credit, so in a good position, in relation to electricity at least.
Gas is a bit up in the air - no figures released yet, but we're on a 2 year cap of 50p per litre plus VAT,and the latest delivery a few weeks ago stuck to that, so I'm hoping that means they'll honour it all the way through. Based on last year's use we'll need a full tank (roughly £850 at these prices i think) just before Christmas (paid end Jan) and another late Feb (paid end March). Last year's usage based on this current price fix works out about £183 a month on average over the year. We'll be doing what we can to get that down a bit.
Obviously both will go up over the winter, but I'm hoping that the combination of extra insulation added in the building work, extra things planned (like thermal blinds and rugs in the study etc), will mean that I don't have to put the electric heater on in the study at all this winter - although I'm not ruling it out completely as it does get bloody freezing in there and I do need to be functional to work. Still, it got pretty standard that I'd just switch it on last year and I can't be having that.
Lots of other energy saving stuff going on here too, and what's shocking me really is just how much of this was standard for my mum when we were kids (because of not wasting money) and also when I was younger (for environmental reasons). I've drifted into such wasteful habits over the years - nothing extreme, but I'm certainly guilty of eg leaving all the lights on, which I NEVER would have been allowed to get away with as a kid.
Anyway, lots to ponder, as I'm sure many of us have. First step tomorrow is to evict the mice that I can currently hear munching their way through the pipe lagging in the loft 😱🙄🙄😂8
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