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Simple living in the country - back to basics

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Comments

  • rtandon27
    rtandon27 Posts: 5,901 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Cheery! So lovely to hear your news and had a good laugh about hoovering under the bed!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
    Psst...I may have started a diary!
  • Lauraebrad
    Lauraebrad Posts: 186 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Welcome back @Cheery_Daff - always one of the diaries I catch up on - although I'm usually a lurker.  Your digital detox sounds great and really balanced.  I did similar for lent this year (actually just gave up 1nstagr@m!!) and was surprised how fast I forgot about the other people in my phone's lives.

    Anyway ..... for what it's worth I've a friend who uses the following approach which I like as it's simple, and started to use myself to restore a little bit of balance / order.  One day a week / One week a month / One month a year ... off social media/internet/whatever ...

    Aiming for mortgage free by September 2030

    Balance 1.1.20 - £69,701.80
    Balance 1.1.21 - £63,699.80
    Balance 1.1.22 - £57,762.80
    Balance 1.1.23 - £53,074.20
    Balance 1.1.24 - £47,902.00
    Balance 1.1.25 - £44,141.20

    over payments 2025 = £1,450/£1,500 /// invested 2025 = £1,050/£1,500 = TOTAL (YTD) £2,500/£3,000
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