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My 2 year battle to try to keep our home

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  • Thank guys.
    Once/if he fills in the D81 then I have to sign before it goes in to the court so I am hoping sometime in the coming week but it could, easily, be a lot longer. He seems to have moved on some bits but, despite him having been living with someone else for 15months he was livid that the decree absolute had been put in so I am fearful he will drag out the last of the opportunities for control.

    I have had a mega expensive start to the weekend as my daughter had qualified for English finals for her gymnastics so a journey to Telford and hotels, meals and all that jazz!
    I need to scrape through to the end of the month/child benefit day without anything too wild. I need petrol today/tomorrow and I have a leaving meal with work on Wednesday but other that I need cheap supermarket trips. I am worried August might be a bit brutal with 3 bored kids!

    Total Debt May 21 £20,490.44  DEBT FREE DATE 29/7/22 

    Mortgage balance May 21 £177,096.19. Now £143,588.36
    Mortgage free date. At start of sole mortgage = July 2042

    2024 SAVINGS FOCUS - get rid of the car finance. £12,706.25  PAID OFF 
    2025 Savings Focus - 33.3/33.3/33.3 split; savings for house renovations (bathrooms/garden/kitchen; whichever collapses first), save for a family holiday (probably our last one!) and paydown/offset the mortgage. Total pot = £3275.88
  • satchmo1
    satchmo1 Posts: 3,220 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My friends ex dragged his heels so much that it was costing him 8% per DAY. She's finally free: the 8% wasn't coming out of her settlement, thank goodness, although he tried every trick to hide / spend his money.
    What would you get if all you got was what you were thankful for?
  • stymied
    stymied Posts: 655 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    That’s brilliant news @Tiredbutdetermined that the end is in sight and you made your deadline!
  • Well done, great news.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Chrystal
    Chrystal Posts: 1,999 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Fabulous news, so happy for you.  XX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • This is all amazing, I have been reading on tenterhooks, waiting for you to finally get a break! You have done amazingly even if it didn't feel it as it was so tough!
  • Wow, great news, happy it's all moving in the right direction. How about paying the repayment onto one of your loans if they are more expensive and then starting the challenge with your new balance. Yes you will be a bit behind, but you can always add the loan payment to your regular mortgage payment. Good luck V x
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brilliant news, well done you! 
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Floss
    Floss Posts: 9,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 19 July 2022 at 11:38AM
    Can I just ask how you got your decree absolute if your financial agreement has not yet been signed off by the court? I couldn't apply for mine until I had that stamped document (albeit all electronically).
    2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
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